6 Tools to Help You Pay Off Debt and Reach Your Goals
March 3, 2014
At the beginning of this year, many made financial resolutions. One of the most popular resolutions made by Money Smart Life readers, as well as people all over the world, is to pay off debt. If you want to pay off debt and become financially free, there are a number of tools that can help you […]
How to Choose the Right Career Coach
February 24, 2014
At some point in your life, you are likely to need to change jobs. You might need to switch career fields, or you might be trying to move up the corporate ladder. You might even be forced into switching things up due to a layoff. No matter the reason, one of the ways you can […]
What to Do if You’re Declined for Credit
February 17, 2014
Being declined for credit is no fun. It can be demoralizing, whether you are being turned down for a credit card, a car loan, or a mortgage. Here is what to do if you have been turned down for credit: Find Out Why You Were Turned Down When you are denied credit, the creditor has […]
Socially Responsible Investing for Beginners
February 11, 2014
Chances are that you feel strongly about certain issues confronting society today. Perhaps you strongly believe in environmental protection. Maybe you think stem cell research is wrong. From support of human rights to opposition to the gambling industry, there are a number of political policy positions to hold. However, no matter how much support you […]
Are You Prepared for an Emergency?
February 6, 2014
Snowed in? Right now, many people across the United States find themselves snowed in. I’ve been fortunate; even though we’re getting snow, it’s not really out of the ordinary for my region, and it’s not causing serious problems. I live in a mountain valley in the west, so we don’t have ice storms and wet […]
How to Start Saving for Summer Vacation – Start Now!
January 28, 2014
It’s a time-honored tradition: When summertime comes around, it’s time to go on vacation. However, vacations can get expensive if you aren’t careful. When I was growing up, most of our summer trips revolved around the great outdoors. With five kids, my parents weren’t too keen on flying us around. Instead, we did a lot […]
4 Mistakes That Can Drag Down Your Credit Score
January 24, 2014
Credit scoring has become big business. There are a number of scoring algorithms that can impact the way financial service providers see you. Your credit score influences decisions about whether or not you should get a loan, as well as whether or not you should have favorable terms when you are approved for a loan. […]
How to Borrow Money if You’re Bankrupt
January 23, 2014
One of the most difficult situations to overcome is bankruptcy. When you declare bankruptcy, it can be difficult to recover – and to convince creditors to lend to you again. While it might be difficult to find lenders after you file for bankruptcy, it is possible to borrow money even in this dire situation. Getting […]
Get Out of Debt Support Groups: How One Can Help You
January 22, 2014
When you are trying to do something big and life-changing, you often need support. It’s difficult to make the big changes in your life if you feel that you are on your own. One of the biggest changes you are likely to make is the decision to get out of debt. Without support, though, you […]
Are You Paying Enough Attention to Your Finances?
January 21, 2014
At times, it’s all too easy let financial matters slip through the cracks. However, you need to make sure that you are on top of your finances in order to make the most of your money – you know that! Here are some of the problems that you can encounter if you don’t take the […]