Tips to Improve Your Credit Score
September 15, 2009
Improving your credit score isn’t something that happens overnight but by following the suggestions below you should be able to raise your credit score over time.
Don’t Pay Your Bills Late
Your payment history is the most heavily weighted factor that goes into your credit score so make sure you’re at least making your minimum payments. If [...]
New Credit Card Rules – How They’ll Help You
July 22, 2009
The new credit card rules that were signed into law as part of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act a few months back will certainly offer some help to consumers in their effort to manage credit card debt.
Before we cover some ways that the new bill can help you with payment policies [...]
Credit Report Disputes
July 1, 2009
One potential way to improve your credit score is to look through your credit reports for any misreported information, such as a late payment, and dispute your credit report.
1) Start off by getting a copy of your free credit report and looking for any errors.
2) If you find anything, check to see if the mistake shows [...]
Your FICO Score
June 10, 2009
Your FICO score is the credit score used by 90 percent of the lenders in the United States to determine whether or not they want to lend you money. A FICO score is a three digit number that runs from 300 to 850. The higher your credit score, the better your chances are for loan [...]
Credit Score Tips You Need To Know
May 30, 2009
Your credit score is probably one of the most frequently used and misunderstood numbers in your life. Trying to figure out how to improve your credit score can be frustrating, in fact, there’s enough information about credit scores to fill a whole book!
Liz Pulliam Weston shares a little about the updated version of her [...]
Credit Scores for College Graduates
May 25, 2009
Your credit score when you graduate from college is largely based on decisions you made while in school. Those choices and your resulting credit history may impact some of the first things you do after graduation such as renting an apartment or buying a car. We’ll take a look at some of the things that may [...]
Three Big Financial Decisions for College Graduates
May 24, 2009
Recent college graduates have some important money choices they have to make soon after graduation. Some articles in the New York Times and on MSN Money Central take a look at a few of these big financial decisions.
Buy a Home vs Rent an Apartment
The subject of the New York Times article, Madison Nipp, is a [...]
Improve Your Credit Score in 5 Simple Steps
May 16, 2009
Improving your credit score can be simple if you know what steps to follow. If you have poor credit, bad credit, or simply want to improve your credit score, there are specific steps you can take to make it happen. Your credit score is computed mainly using:
your payment history
type of credit you have
length of your [...]
Free Credit Report & Credit Monitoring Trials
May 15, 2009
Free credit reports are available annually and you can get a free trial of credit monitoring services online from various companies so there’s really no reason you shouldn’t be able to check your credit report and keep tabs on your credit score.
Credit history and credit scores play the leading role for individuals and couples trying to [...]
Credit Scores & Interest Rates: Why Credit Matters to Newlyweds
May 14, 2009
Credit scores make the world go round–at least in the lending and loan world. As newlyweds you’re embarking on a new life together. This new married life usually requires the merging of existing property and the purchasing of new items. Whether you’re applying for a new credit card, buying a car or home, or buying [...]
