Are Target Date Funds Worthy of Your Portfolio?

If you have looked at your 401(k) investment options recently, chances are you have noticed a list of funds that all have similar names with the exception of a year at the end of each. These “Target Date” funds were built as an all encompassing investment to help you plan for your retirement all in [...]

5 Ways to Lower Your Investing Costs

Not too long ago, investing was seen as something expensive . . . something that only the rich could do. Now, though, that’s changed. Investing is something almost anyone can do. However, investing can still get expensive. If you pay relatively high investing costs, usually due to fees, commissions, expense ratios, and taxes, you could [...]

Jemstep Review: A Free Way to Monitor and Improve Your Portfolio

Feeling unsure about whether or not you’re saving enough for retirement? Feeling unsure about whether or not the money that you have saved is being invested in the right way? Saving for retirement can be a daunting process. Essentially, you need to invest enough money to support yourself for the rest of your life. Plus, [...]

What Investments are Tax Free?

What investments are tax free? Probably at least a few more than you think. Especially when you consider that where you have your money easily has the biggest impact on what is free of taxes and what is not. Let’s look at tax-free investments in the usual – and not so usual – places. 1. [...]

Good Investments in a Recession

Are there truly any good investments in a recession? On the surface, that may even seem like a ridiculous question. After all, recessions are characterized by falling asset values – stocks, real estate and even bonds can fall in price. So why would you want to be in risk type investments at all during a [...]

5 Ways to Diversify Your Fixed Income Portfolio

Historically, investors have spent incredible amounts of time doing research to diversify their equity portfolios. Figuring out just how much should be allocated to emerging markets and small cap can be a never-ending exhausting process. The problem is after all of the time devoted to equities, the standard practice for many investors is to just [...]

4 Investment Alternatives to Equities

In general, many investors are reactionary. They tend to pull out of investments after the bottom has dropped out of them, or buy into something that has already had a pretty good run. These last six months are perfect example. Pre-election, many investors felt skittish and moved to cash with part or all of their [...]

5 Investing Mistakes to Avoid with Your Retirement Portfolio

For most “regular” folks, investing is done through a retirement account. Investments in a tax-advantaged retirement account like a 401(k) or an IRA can be a smart move. You see your money grow with the help of compound interest, and it grows even more efficiently since there is a tax break involved. When your retirement [...]

6 Things You Can Learn From Your 401(k) Statement

Your 401(k) statement is an incredibly useful document that can be confusing when you first look at it. It is several pages long, is full of tiny print, and has percentages and basic charts on it. If you take the time to look at it before you file it away with the rest of your [...]

The IRA vs 401(k): Which is Right for You?

Every day adults are realizing more and more that they need to take control of their own retirement savings. Regardless of political affiliation, most can agree that the sand is running out of the social security system hourglass, and many of us will never see a dime for our efforts. Those of us that will, [...]

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