Chase Credit Card Payment Scare
February 16, 2010
What would you do if the amount you owed on your mortgage suddenly showed up on your credit card bill?
Chase Bank
Here’s a little background. I’ve had a Chase credit card for years and have been paying the bill with our online bill pay service for most of that time. A while back, Chase Bank also bought [...]
Lost Credit Card Q&A
January 14, 2010
I lost my credit card a week ago and have been waiting to report a lost card in the hopes that it would turn up. I’ve been logging on every day to check for purchases on my lost card, our American Express Blue Cash, and hadn’t seen any activity since the day it went missing.
Luckily, today [...]
Student Credit Card Reader Question
December 3, 2009
A reader, Iris, wrote in with a question about the best student credit card for her son:
“Hi- Your website is very helpful. My son is in med school-no income, big loan. I’m helping him shop for a credit card to build a credit rating(he uses debit card usually). What’s best for him-Capital one no hassle [...]
PayPal Discourages Use of Credit Cards
October 8, 2009
PayPal encouraged me to pay with my bank account rather than my credit card as I was setting up a subscription payment last night. When I first setup the subscription in PayPal it defaulted to use my bank account as the funding source.
I wanted to switch it over to use my credit card just in [...]
Personal Budgeting Styles & Tools
September 26, 2009
Personal budgeting can be a different process for each person. When I talked about how personal budget tracking can save you money, I used an example of how my employer saves money by tracking each piece of paper we print.
I showed how the act of tracking each job before it’s printed and assigning it to [...]
Tips to Improve Your Credit Score
September 15, 2009
Improving your credit score isn’t something that happens overnight but by following the suggestions below you should be able to raise your credit score over time.
Don’t Pay Your Bills Late
Your payment history is the most heavily weighted factor that goes into your credit score so make sure you’re at least making your minimum payments. If [...]
Preventing College Student Identity Theft
August 25, 2009
Identity theft probably isn’t the primary concern of most college students heading off to school this fall, however, college campuses can be big targets of identity theft. With so many people living together in such close quarters it can be a hot spot for thieves and dishonest students to take advantage of other unsuspecting students. [...]
Return of the Credit Card Telemarketers
July 31, 2009
The credit card interest rate scammers have been calling me about once a month for the last few months. I’ve been trying figure out what their angle is and each time they call I get a little more information out of them.
They’ve simplified their inital automated call. Now instead of talking about President Obama and [...]
New Credit Card Rules – How They’ll Help You
July 22, 2009
The new credit card rules that were signed into law as part of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act a few months back will certainly offer some help to consumers in their effort to manage credit card debt.
Before we cover some ways that the new bill can help you with payment policies [...]
Discover Credit Cards in Cereal Boxes?
June 26, 2009
When I went to recycle an old box of Honey Nut Cheerios last night a small silver package fell out of the container. Now I’m sure my wife would have just thrown it away without opening it but I’m a sucker for free stuff (even if it’s a toy in a box of cereal) so I peeled [...]
