The Dangers of Paying Off Credit Cards With Home Equity

March 2, 2015

When people accumulate a little too much credit card debt, there’s always a strong temptation to work out some sort of debt consolidation that will make the plastic go away in one fell swoop. On the surface this can seem like an excellent idea. But debt consolidation is really about converting debt from one type […]

How to Find the Right Credit Card for You

June 9, 2014

With so many options out there for credit cards, it makes sense to shop around and find the card that works best for you. The good news is that the Internet provides you with opportunities to find the right card for you, based on your own preferences. Here are some tips for getting the best […]

What to Do if You’re Declined for Credit

February 17, 2014

Being declined for credit is no fun. It can be demoralizing, whether you are being turned down for a credit card, a car loan, or a mortgage. Here is what to do if you have been turned down for credit: Find Out Why You Were Turned Down When you are denied credit, the creditor has […]

How to Avoid the Balance Transfer Trap

January 14, 2014

Balance transfer cards can be a useful tool for reducing your interest rate and helping you pay off your debt faster. With the right balance transfer offer, more of your monthly payment can go to the principal, and you will pay less over time – in addition to getting out of debt quicker. Unfortunately, as […]

Car Loans or Credit Cards – Which Do You Pay Off First?

October 22, 2013

We can all agree that paying off debt – any debt – is a good thing. But specific tactics for paying off debt are usually open to debate. There are various debt payoff strategies, such as the debt snowball, that simply have you paying off the smallest debt first, then working your way up. But […]

Barclaycard Rewards MasterCard vs American Express Blue Cash Everyday

July 24, 2013

Credit card rewards in the form of points and miles can be great, but there is no denying the appeal of simple cash back. There are many cash back cards on the market, and rewards can be distributed in several different ways. Cards can offer different rewards based on fixed bonus categories, merchant categories that […]

When Should You Ditch the Credit Cards?

July 9, 2013

Credit cards offer a lot of convenience. It’s possible to make purchases quickly and easily. And, when you make a large purchase that you don’t have the cash for, a credit card allows you to get the item immediately, and make small, manageable payments over time. Unfortunately, it’s just this convenience that can cause problems […]

Capital One Quicksilver Rewards vs. American Express Blue Cash Everyday

June 28, 2013

When big banks fight for their share of the cash rewards market, credit card users will always come out on top. Capital One just released its new Quicksilver Rewards card that sets a new standard for flat rate cash back rewards. But at the same time, stalwart American Express still has an attractive option in […]

Credit Card Debt Lessons Learned

June 17, 2013

Considering the debt I am slowly paying off, I am probably the last person that should be giving advice on how to spend money. But, since approximately 60% of Americans are in debt, I’m definitely not alone. Hopefully what I’ve learned may help you before you find yourself digging out of a financial hole one […]

Best Credit Cards for Parents of Young Kids

June 13, 2013

Having young children is an enjoyable, challenging, and expensive time of life. If you are going to be spending so much money, why not try to get cash back, points, or other credit card perks? If used wisely, credit cards can save you a ton of money by generating extensive rewards on your normal everyday […]

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