Why Catastrophic is Better than No Health Insurance at All

A lot of people are turned off by the very mention of catastrophic health insurance. It may be that some see it as inadequate coverage, while others see it as a mystery concept filled with unimagined traps. But is that the real truth? In most cases having catastrophic is better than having no health insurance [...]

2 Big Risks Your Homeowners Insurance Probably Doesn’t Cover

Homeowners typically believe that they will be covered by their homeowners insurance no matter what the disaster is. And while it’s true that you will be protected against most disasters, there are two big risks your homeowners insurance policy doesn’t cover: floods and earthquakes. These two threats have such potential for destruction that they are [...]

5 Things You Can Learn from Your Explanation of Benefits

A few weeks after a healthcare visit, you should receive what is known as an “explanation of benefits” (EOB). The EOB provides information about your visit, as well as information about what the insurance company covers, and your end of the bill. When you receive your EOB, it’s important to read through it, since there [...]

3 Things You Can Learn from Your Insurance Policy

When most of us sign up for insurance, we don’t really look closely at the paperwork. We often take it on faith that the insurance agent tells us we are covered, we sign the necessary papers, and begin paying the premiums. However, you can learn quite a bit if you actually read your insurance policy. And [...]

Are You Paying Enough Attention to Your Finances?

At times, it’s all too easy let financial matters slip through the cracks. However, you need to make sure that you are on top of your finances in order to make the most of your money. Here are some of the problems that you can encounter if you don’t take the time to address your [...]

Disability Insurance – Protecting Your Income if You’re Unable to Work

What would happen to a surgeon that lost his hand in a home project accident? What would happen to a construction worker who lost the use of his or her legs? What would happen to a single mother who became ill for an extended period of time and couldn’t work as much as she needed [...]

Should You Buy Life Insurance or Invest First?

If you were to ask me five years ago, what you should do first; buy life insurance or invest into a Roth IRA, there is no question what my response would have been. Without a doubt it would have been invest into a Roth IRA and not wait to invest. Tax-free money baby! As a [...]

Getting Short-term Health Insurance Policies

No one should ever be without health insurance coverage, not even if it’s just for a few months. A single large medical situation can leave you saddled with tens of thousands of dollars in medical bills. And what if you lose your job? There is a way to deal with this, short of super expensive [...]

Term Life Insurance vs. Permanent Life Insurance

Life insurance is one of the insurance products that we often overlook. We tend to think that we’re invincible, and let’s face it, preparing for your untimely death is not fun to do. However, buying life insurance is one of the most selfless acts you can do for your family. Life insurance exists to help [...]

Avoidable Disasters: Don’t Go Without Insurance

There is an insurance product for just about anything you can imagine: health insurance when you get sick, auto insurance for when someone hits your car, and life insurance to help your family if you die unexpectedly. But all those different insurance policies can really add up on the monthly budget. It can be easy [...]

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