Are Health Sharing Ministries Really Health Insurance?

November 9, 2015

There is a health insurance alternative available that wasn’t getting much attention in the media prior to the implementation of healthcare reform. But now that the Affordable Care Act (ACA), or better known as Obamacare, has become a law the land, health sharing ministries are rising as viable alternatives to the health insurance exchanges. What […]

Why Term Life Insurance is Your Best Choice

November 2, 2015

There’s an ongoing debate as to which is the better choice, whole life insurance or term life insurance? For most people, term life insurance is your best choice. In fact, in most cases, it’s not even close. Here are the reasons why we think term life insurance is your best choice… It Costs a Lot […]

7 Ways to Lower Your Car Insurance Rates

December 29, 2014

Car insurance is one of those necessary evils in life. No one wants to pay for it, but then no one wants to be without it either. And no matter what you think about it, it’s required by state law so you must have it. But just because you have to have it doesn’t mean you can’t make it as inexpensive […]

Should You Take Advantage of COBRA After a Layoff?

October 6, 2014

Next to the loss of your income, the biggest concern you’ll probably have following a layoff is the prospect of losing your health insurance. This is a rational concern. Not only will you not have sufficient income to deal with medical events, but the very fact that you’re unemployed can make you more vulnerable to accidents, […]

How to Convert Employer-Paid Insurance to an Individual Policy Upon Layoff

September 29, 2014

After you experience a layoff, there is a provision in federal law – known as COBRA – that will enable you to retain your employer-sponsored health insurance plan for up to 18 months or longer. But health insurance is hardly the only type of insurance coverage that you may have with your employer. There are other types of […]

3 Ways to Pay Veterinary Bills Without Going Broke

January 30, 2014

Medical costs for people aren’t the only healthcare costs rising. Veterinary care for our pets is rising too. Not only can large veterinary bills strain a household budget, but they can also force us into making tough choices. Do we go ahead with a life-saving surgery for our beloved pet, or do we decide that […]

Are You Paying Enough Attention to Your Finances?

January 21, 2014

At times, it’s all too easy let financial matters slip through the cracks. However, you need to make sure that you are on top of your finances in order to make the most of your money – you know that! Here are some of the problems that you can encounter if you don’t take the […]

Buyer’s Title Insurance and Why You Should Have It

December 24, 2013

Very few people are familiar with title insurance, and even fewer with its optional component – buyer’s title insurance. There are all kinds of insurance policies, but this one never rears its head until you are either buying or refinancing a home or another type of real estate. Title insurance is one of those quiet […]

How to Reduce Healthcare Costs in the New Year

December 20, 2013

We have a new year coming, and that means new healthcare costs. The cost of healthcare goes up every year, but since 2010, those costs have slowed. The cost of healthcare has risen an average of 1.3 percent a year from 2010 to 2013, as compared with 1.8 percent from 2007 to 2010 and 3.9 […]

The Benefits of Paying Your Auto Insurance by Credit Card

December 16, 2013

Some auto insurance companies try to convince you to pay your premium with a credit card, and will even offer incentives for your cooperation. While I generally oppose the use of credit cards for any purpose where it isn’t absolutely necessary, there’s a strong case to be made for using them to pay your annual […]

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