Year-End Health Moves for Better Financial Fitness

As the end of the year approaches, it’s a good idea to evaluate your health situation — especially as it relates to insurance — and make a few moves that can save you money. You might be surprised at your options, and you can improve your financial situation with a little help from some of [...]

High Deductible Health Plans Here to Stay?

Open enrollment is here again and we had to make a decision about using a high deductible health plan (HDHP) before last Friday’s deadline.  Last year was the first time that we used a HDHP with a health savings account but this year we were considering switching back to a traditional insurance plan since we’re [...]

Open Enrollment 101

Does open enrollment seem to sneak up on you every year?  Your human resources department sends out an email announcing the enrollment period and before you know it you’re scrambling to make your selections on the last day before the open enrollment deadline. You’re going to be stuck with most of these choices for a [...]

Term Life Insurance 101

The main purpose of life insurance is to help protect your family from financial hardship in the event you die and they’re left with the same expenses but less income.  If that were to happen and you had bought life insurance then they’d receive what’s known as a death benefit, a lump sum cash payment [...]

Disability Insurance 101

Disability insurance is coverage that you may be able to live without for years but if you ever need it, you’ll wish you had considered buying it.  I suppose the same could be said for other types of insurance but there is a difference between disability insurance and other types like car insurance or home [...]

Renters Insurance 101

Renters insurance is something you should investigate if you’re living in an apartment, townhouse, or condo as a tenant. A good friend of mine recently had his apartment broken into and in hindsight wished he’d had insurance to cover it.  The really unfortunate thing was he had renters insurance but cancelled it not long before he [...]

Travel Insurance 101

Travel insurance may be something you’re offered next time you book a trip. These days, travel can be fraught with uncertainty -from natural disasters to political instability. Since you never know what might happen to jeopardize your trip, and the money you paid for it, many travel companies offer travel insurance when you’re buying through them. Of [...]

Pet Insurance 101

Pet insurance costs might be a little high for your budget right now but if you have a dog, cat, or some other beloved animal you should give some thought to what you’d do if your pet was really sick or badly injured.  Would you pay thousands of dollars to your veterinarian to nurse your pet [...]

Home Security System Savings

Can a home security system help you save enough money on your home owner’s insurance to make it worth the expense?  The answer really depends on why you’re considering installing a security system. One of the main benefits of having a security system is the sense of protection it can offer. You’re paying for the [...]

Comparing Auto Insurance Quotes Online

Getting auto insurance quotes online can help you save money by giving you an idea of the best insurance rates that you qualify for. Checking them out online means you have access to a fast quote that can help you compare a potential new rate to what you’re currently paying for your auto insurance premiums.  If [...]

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