How to Create a Budget in Under 10 Minutes a Day

One of the biggest reasons people don’t have a budget is because of time constraints. Especially when it comes to starting your budget, gathering all of the information you need and picking a budgeting program or designing your own budget spreadsheet can be time consuming. Luckily, a budget doesn’t need to be very complicated to [...]

Get Your Finances in Order Today — Before Things Get Worse

When you feel overwhelmed, it is often difficult to become motivated to take action. This is especially true when you feel as though your finances are a mess. Disorderly finances cause problems, and can cost you more in the long run. Even though it seems an insurmountable task, it is best to get your finances [...]

10 Money Mistakes To Avoid

Sometimes it’s hard to keep track of all the things we’re “supposed” to do with our money.  If you’re feeling overwhelmed, it can help to start by focusing on a smaller list of things that you shouldn’t do. The following money mistakes can cost you dearly whether they impact you immediately today or slowly over [...]

Best Checking Accounts For College Students

The best checking accounts for college students are those with no fees, no minimum balance, online banking, and good interest rates. If you’re leaving for college soon and you don’t have a checking account opened up, you should start thinking about it now. You’ll definitely need a place to stash the little cash that you’ll [...]

Personal Budgeting Styles & Tools

Personal budgeting can be a different process for each person.  When I talked about how personal budget tracking can save you money, I used an example of how my employer saves money by tracking each piece of paper we print. I showed how the act of tracking each job before it’s printed and assigning it [...]

Personal Budget Tracking Creates Results

Does your personal budget have holes in it, where the money just oozes out without you realizing it?  Do you have a system in place to track how the money in your budget is actually spent? If not, here’s a story that might convince you to track your money more closely. It begins several years [...]

Save Money at the Movie Theatre with Discounted & Free Tickets

Who doesn’t love love going to the movies? There is something special about watching a great movie at the movie theater for the first time, rather than seeing it on television. There’s something mystical about watching it with a crowd of people, booming sound, and a picture that’s 50 feet long and 20 feet high. [...]

Earn Extra Money For the Holidays – 10 Ways to Boost Your Gift Budget

It’s hard not to break out the credit cards during the holidays when you don’t have any extra money to buy gifts. Budgeting and planning ahead of time for Christmas gift shopping is the key to staying away from getting into holiday debt. However, some of you have budgets that are too tight to save extra [...]

Christmas Budgeting – Building A Christmas Fund

Halloween is over, Thanksgiving is around the corner, and the biggest shopping season of the year is close to follow.  The shopping in November and December is what keeps financial planners and debt counselors employed.  Budgeting for Christmas Gifts Many people go nuts with Christmas and holiday shopping.  I know I’m guilty of it; I tend [...]

Mobile Shopping Review: Save Money By Shopping With Your Cell Phone

Mobile shopping can save you both time and money.  You can use your cell phone to help you shop around and get the best deal possible or you can use your mobile device to purchase things online. The use of your cell phone to help you shop and get better deals is quickly catching on with younger [...]

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