What to Do if You’re Declined for Credit

Being declined for credit is no fun. It can be demoralizing, whether you are being turned down for a credit card, a car loan, or a mortgage. Here is what to do if you have been turned down for credit: Find Out Why You Were Turned Down When you are denied credit, the creditor has […]

Does it Always Make Sense to Pay Off a Mortgage Early?

One of the goals of those who long to be debt-free is to pay of the mortgage early. The idea is that once other debts are taken care of, it’s time to focus on paying down the mortgage. There are a number of strategies you can employ to pay off your mortgage early, from switching […]

Buyer’s Title Insurance and Why You Should Have It

Very few people are familiar with title insurance, and even fewer with its optional component – buyer’s title insurance. There are all kinds of insurance policies, but this one never rears its head until you are either buying or refinancing a home or another type of real estate. Title insurance is one of those quiet […]

How to Improve Your Credit and Buy a House

If you want to buy a house with bad credit, the drop in housing prices over the last few years may be a little frustrating. Real estate is still on sale but it may be tough to get approved for a home loan with bad credit. It doesn’t mean that you absolutely won’t be able […]

When Should You Start Paying Off Your Mortgage Early?

Paying off the home mortgage is a major goal for a lot of people. Once the mortgage is paid and the home is owned free and clear, all kinds of possibilities open up in both finances and in lifestyle. The largest expense in the household budget is gone, there’s more money for everything else and […]

How to Buy a House Without Making Gigantic Money Mistakes

Buying a house involves making lots of decisions, many of which are daunting because of the high cost of real estate. I spent 20 minutes on the phone with a friend of mine a while back talking through various options and considerations for selling his home and buying a house in our area. I could hear […]

4 Mortgage Refinancing Mistakes

Thinking about mortgage refinancing? You’re not alone, with some of the best mortgage rates available in history many people are debating whether they should spend the money and refinance. The benefit of refinancing comes from borrowing at a lower mortgage rate so you can either lower your payments or reduce your loan term, either way saving thousands of dollars […]

5 Ways to Pay Off Your House Early

Paying off your house is probably something that you’d love to do but like many of us you don’t have the funds to make it happen. Today we’ll look at some ways that you can make a dent in the amount you owe on your home loan and pay off your house early. Paying it […]

Reverse Mortgages 101

Reverse mortgages have gained popularity in recent years among people in the retirement phase of their life. Reverse mortgages are attractive to retirees living on fixed incomes because they don’t have to make any payments while they’re living in their house. However, it is important to remember that although you’re not making payments, a reverse mortgage is […]

When You Should Refinance Your Mortgage Loan

There are different times when you should refinance your mortgage loan, but contrary to popular belief lower interest rates are not the only reason. Sure, when interest rates hit new lows millions of homeowners flock to refinance their homes. But there are also times when you should refinance when rate is not the driving force. […]

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