Past Problems with Credit Cards: A Confession

Writer Auditions - Author Henry Brown - Offer Your Feedback
Here’s a little something about me: I was an expert on credit cards before I was an expert on my own credit card situation. A few years ago, I got hired to write a series of articles about credit cards. I was deemed the […]

How I Stopped The Debt Cycle In My Life

Writer Auditions - Author Erik Folgate - Offer Your Feedback
It was March of 2002, and my mother was dropping me off at our local community college. It was that point that I realized my life had come to a low point. I had no car, no job, and I was in a ton […]

Identity Theft Protection - What You Don’t Know Can Hurt You

Identity theft in the form of stolen account information is often paid for with the time you spend contacting banks and merchants to cancel fraudulent transactions.  Unfortunately there are higher financial implications for a more sinister type of identity theft that involves not just a few transactions but entire fraudulent accounts opened in your name.
Fraudulent […]

Financial Secrets in Marriage Could Lead to a Divorce of Debt

When you get engaged, you’re not just promising to marry a person; you’re also marrying their money habits, their debt, and credit history.  If you’re not careful, unknown money issues can not only ruin a marriage but sink you deep into debt.
Hiding Credit Card DebtHere’s a sad story of a former co-worker whose life was turned […]

Best Credit Cards for New College Graduates & Young Professionals

The best credit card for you will likely change along with your financial circumstances.  As you graduate from college and get a job, you’ll want to do a review of your finances and your current credit cards to make sure you’re taking advantage of the benefits your new salary might bring. 
Many people unfortunately rely heavily on credit […]

Student Loan Tips for New College Graduates

How are you ever going to pay off your student loans?  Is your college debt going to follow you around for the rest of your life?
Investing in Your FutureAlthough it may seem daunting, if you approach your college loans as an investment rather than a burden it could help you get rid of your debt.  If you think […]

Credit Card Debt Lessons Learned

Considering the debt I am slowly paying off, I am probably the last person to being giving advice on how to spend money. But, since approximately 60% of American’s are in debt, I’m definitely not alone. Hopefully what I’ve learned, may help you before you find yourself digging out of a financial hole one […]

Did You Know Your Credit History Can Affect Your Insurance Rates!

Last week, I got a surprise bill in the mail. Based on my credit score, my auto insurance increased by 40%! Ouch!!! What is going on? I pay all of my bills on time, and I usually pay extra on my credit cards.
Recently, my credit rating plummeted. What did I do wrong? […]

Why Borrow from a Bank when you can Prosper?

As the economy worsens and interest rates rise, it has become increasingly difficult to obtain a bank loan to consolidate debt, pay for college, buy a house, or start a new business. More and more people are searching for alternative solutions to their financial needs. So, my question is:
What can you do if […]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control.
Right now, get out your scissors and cut your way through to financial success. Although it may […]

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