Should You Pay Off Your Student Loans Early?

June 23, 2014

With more than $1 trillion outstanding in student debt (some of it mine!), it’s no surprise that many college grads and others are trying to figure out how to repay their loans. For those with jobs that allow it, the next question is whether or not it makes sense to pay off student loans early. […]

How Peer-to-Peer Sites Can Help You Borrow Money

March 24, 2014

One of the most difficult situations you can find yourself in is when have lost your job, or your hours are dramatically cut. In some cases, you might be looking for a way to extend your emergency fund, or get a little help as you look for a new job. Peer-to-peer (P2P) lending sites can […]

What to Do if You’re Declined for Credit

February 17, 2014

Being declined for credit is no fun. It can be demoralizing, whether you are being turned down for a credit card, a car loan, or a mortgage. Here is what to do if you have been turned down for credit: Find Out Why You Were Turned Down When you are denied credit, the creditor has […]

Paying Off Your Mortgage vs Paying Down Your Mortgage

January 8, 2014

Should you pay off your mortgage, pay down your mortgage, or simply just make regular mortgage payments? This is a decision facing many of us because one of the biggest purchases we make in a lifetime is a home. Since few of us can afford to pay cash for a house, most of us use […]

How to Buy a House Without Making Gigantic Money Mistakes

November 1, 2013

Buying a house involves making lots of decisions, many of which are daunting because of the high cost of real estate. I spent 20 minutes on the phone with a friend of mine a while back talking through various options and considerations for selling his home and buying a house in our area. I could hear […]

How to Put an End to Car Loans Forever

October 24, 2013

For most people, a car loan is the single biggest debt payment they make each month – right after the mortgage payment. But what if you could put an end to car loans forever? How much would that improve your household budget, and your financial situation overall? With the high cost cars today, is that […]

4 Mortgage Refinancing Mistakes

October 2, 2013

Thinking about mortgage refinancing? You’re not alone, with some of the best mortgage rates available in history many people are debating whether they should spend the money and refinance. The benefit of refinancing comes from borrowing at a lower mortgage rate so you can either lower your payments or reduce your loan term, either way saving thousands of dollars […]

5 Ways to Pay Off Your House Early

September 24, 2013

Paying off your house is probably something that you’d love to do but like many of us you don’t have the funds to make it happen. Today we’ll look at some ways that you can make a dent in the amount you owe on your home loan and pay off your house early. Paying it […]

Why You Shouldn’t Lend Money to Family or Friends

September 16, 2013

Probably every one of us – at one time or another – have been confronted with a decision of whether or not to lend money to family or friends. Though I have never seen a survey confirming this, I have a strong suspicion that most people who have gone ahead and made the loan saw […]

Reverse Mortgages 101

June 27, 2013

Reverse mortgages have gained popularity in recent years among people in the retirement phase of their life. Reverse mortgages are attractive to retirees living on fixed incomes because they don’t have to make any payments while they’re living in their house. However, it is important to remember that although you’re not making payments, a reverse mortgage is […]

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