5 Bucket List Investment Options
January 20, 2014
When it comes to investing, it’s too easy to just sort of decide on an asset allocation and then stick with it for the next 30 years. While asset allocation is an important part of investing, it’s also important not to take the lazy approach to investing in your future. One way you can change […]
4 Ways to Maximize Your Charity Donations
January 17, 2014
An important aspect of having well-rounded finances is charity. Giving is generally accepted by many personal finance experts as an essential part of good money management. Your giving, however, should be like other aspects of your financial management – an effort should be made to ensure that you are getting the best value for your […]
When a Person Dies, Who Does the Inheritance Go To?
January 15, 2014
When someone dies, where does their money go? It’s an important question. Figuring out where an inheritance goes can be a difficult process, depending on the situation and what kind of instructions the deceased has left relating to their assets. What actually happens depends on the wishes of the person who has passed, tempered by […]
How to Avoid the Balance Transfer Trap
January 14, 2014
Balance transfer cards can be a useful tool for reducing your interest rate and helping you pay off your debt faster. With the right balance transfer offer, more of your monthly payment can go to the principal, and you will pay less over time – in addition to getting out of debt quicker. Unfortunately, as […]
Should You Save for Retirement or Pay Off Debt?
January 10, 2014
Should you save for retirement, or pay off debt? Tough question. Living in the shadow of debt can be frustrating and difficult. As a result, many are anxious to get rid of debt as quickly as possible, choosing to tackle the debt before they start saving for retirement. This might help you feel better, but […]
5 Personality Traits that Can Help You Pay Off Debt
January 7, 2014
Are you trying to pay off debt? It can seem like a long slog sometimes . . . especially if you haven’t developed personal traits that can help you in your efforts. If you want to pay off debt there are some essential personality traits that you need to develop (if you don’t have them […]
Do You Have a Debt Payoff Support System?
January 6, 2014
Debt is often very difficult to handle. Indeed, debt affects more than your finances; it can also affect your emotional wellbeing and impact your relationships. As you tackle debt, it is important that you have a debt payoff support system. Do your best to find people that can help you stick with your goal while […]
10 Ways to Get Ahead at Work
January 3, 2014
Many of us are looking for ways to get ahead at work. Whether it’s looking for a promotion, or whether you are looking to get a new job, or whether you just want better job satisfaction, there are things you can do to enhance your marketability. If you want to advance further in your career […]
3 Ways to Teach Your Kids About Investing
January 2, 2014
When I was growing up, my parents didn’t spend any time teaching me about investing. They talked about saving, minimizing debt, and making wise spending choices, but investing didn’t come up in conversation. I didn’t realize that investing was something I could actually get involved in until I was in college. I’m determined to make […]
Credit Score Improvements: What You Should Know
January 1, 2014
As technology advances, and as credit score algorithms become more sophisticated, efforts are being made to measure more consumer behaviors, and to include the more subtle shadings of consumer credit use. Changes being made to scoring models, as well as inclusions of non-credit data in your credit report, might help financial service providers get a […]
