How to Use Peer-to-Peer Sites to Borrow Money from Friends and Family After a Layoff

Borrowing is never recommended after a layoff. But sometimes you have to do what you have to do. There are a lot of not-so-smart ways to borrow money, particularly when you are in desperate need of funds. Title loans certainly come to mind. But there’s a high risk of losing your car in the process, […]

How Peer-to-Peer Sites Can Help You Borrow Money

One of the most difficult situations you can find yourself in is when have lost your job, or your hours are dramatically cut. In some cases, you might be looking for a way to extend your emergency fund, or get a little help as you look for a new job. Peer-to-peer (P2P) lending sites can […]

What You Should Know About Unemployment Insurance

When you lose your job, one of the first things you should do is apply for unemployment insurance benefits if you qualify. This is because unemployment benefits can provide you with a bit of income to help your family along while you are without work. Even if you have an emergency fund, it makes sense […]

Which Spouse Should Be the Stay-at-Home Parent?

In most cases where there is a decision to be made about which spouse should be the stay-at-home parent, the choice favors the wife/mother. Instinctively, this seems to be the best choice, particularly when it comes to parenting. But there may be some objective factors that should be closely examined before making a snap decision. […]

3 Ways to Pay Veterinary Bills Without Going Broke

Medical costs for people aren’t the only healthcare costs rising. Veterinary care for our pets is rising too. Not only can large veterinary bills strain a household budget, but they can also force us into making tough choices. Do we go ahead with a life-saving surgery for our beloved pet, or do we decide that […]

Get Out of Debt Support Groups: How One Can Help You

When you are trying to do something big and life-changing, you often need support. It’s difficult to make the big changes in your life if you feel that you are on your own. One of the biggest changes you are likely to make is the decision to get out of debt. Without support, though, you […]

When a Person Dies, Who Does the Inheritance Go To?

When someone dies, where does their money go? It’s an important question. Figuring out where an inheritance goes can be a difficult process, depending on the situation and what kind of instructions the deceased has left relating to their assets. What actually happens depends on the wishes of the person who has passed, tempered by […]

How to Handle Money Discussions Around the Holiday Table

My dentist has mounted a flat screen TV on the ceiling right above the dentist chair. As a result, as my teeth were cleaned the other day, I had a clear view of the Today show and what they were talking about. In one of the segments I watched, the hosts discussed holiday table etiquette with […]

Why You Shouldn’t Lend Money to Family or Friends

Probably every one of us – at one time or another – have been confronted with a decision of whether or not to lend money to family or friends. Though I have never seen a survey confirming this, I have a strong suspicion that most people who have gone ahead and made the loan saw […]

Family Financial Etiquette 101

Money is still a somewhat-taboo topic in many situations. And I don’t see a lot wrong with that. While my husband and I discuss our finances, and talk about money with our son, I don’t feel a need to share the intimate details of my financial situation with other members of my family – including […]

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