Tips to Improve Your Credit Score

Improving your credit score isn’t something that happens overnight but by following the suggestions below you should be able to raise your credit score over time.
Don’t Pay Your Bills Late
Your payment history is the most heavily weighted factor that goes into your credit score so make sure you’re at least making your minimum payments.  If [...]

New Credit Card Rules – How They’ll Help You

The new credit card rules that were signed into law as part of the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act a few months back will certainly offer some help to consumers in their effort to manage credit card debt.
Before we cover some ways that the new bill can help you with payment policies [...]

Credit Report Disputes

One potential way to improve your credit score is to look through your credit reports for any misreported information, such as a late payment, and dispute your credit report. 
1) Start off by getting a copy of your free credit report and looking for any errors.
2) If you find anything, check to see if the mistake shows [...]

Your FICO Score

Your FICO score is the credit score used by 90 percent of the lenders in the United States to determine whether or not they want to lend you money. A FICO score is a three digit number that runs from 300 to 850. The higher your credit score, the better your chances are for loan [...]

Credit Score Tips You Need To Know

Your credit score is probably one of the most frequently used and misunderstood numbers in your life. Trying to figure out how to improve your credit score can be frustrating, in fact, there’s enough information about credit scores to fill a whole book!
Liz Pulliam Weston shares a little about the updated version of her [...]

Credit Scores for College Graduates

Your credit score when you graduate from college is largely based on decisions you made while in school.  Those choices and your resulting credit history may impact some of the first things you do after graduation such as renting an apartment or buying a car.  We’ll take a look at some of the things that may [...]

Improve Your Credit Score in 5 Simple Steps

Improving your credit score can be simple if you know what steps to follow.  If you have poor credit, bad credit, or simply want to improve your credit score, there are specific steps you can take to make it happen. Your credit score is computed mainly using:

your payment history
type of credit you have
length of your [...]