What is a Good Credit Score Worth?
December 9, 2011
What’s a good credit score worth? A good credit score is vital for loan approval and can help you borrow at lower interest rates. Depending on how much you borrow a good FICO credit score could be worth hundreds or thousands of dollars. What is a good credit score? A good credit score falls in [...]
Why a Good Credit Score Matters When You’re Not Borrowing
October 26, 2011
Why does a good credit score matter if you’re not planning to borrow any money? Many of us think that, as long as we already have a house, and we pay for our cars in cash, a good credit score doesn’t matter that much Unfortunately, that’s just not the way the system works anymore. Your credit report [...]
10 Money Mistakes To Avoid
August 19, 2011
Sometimes it’s hard to keep track of all the things we’re “supposed” to do with our money. If you’re feeling overwhelmed, it can help to start by focusing on a smaller list of things that you shouldn’t do. The following money mistakes can cost you dearly whether they impact you immediately today or slowly over [...]
How to Improve Your Credit & Buy a House
April 30, 2011
If you want to buy a house with bad credit, the drop in housing prices over the last few years may be a little frustrating. Real estate is on sale but it may be tough to get approved for a home loan with bad credit. It doesn’t mean that you absolutely won’t be able to [...]
Bad Credit Score Immunity
April 18, 2011
Your credit score takes so many factors into account, some of my readers feel like anything they do could potentially send them on the road to a bad credit score. In several follow up emails to my post on ways to improve your credit score, I had people comment that they worked hard in one [...]
12 Steps to Improve Your Credit Score
April 14, 2011
Improving your credit score quickly is possible if you’re talking about a small improvement but to raise your credit score significantly you’ll have to put in some effort. Credit Score Strategy & Tactics The best long term way to improve your credit score is to make regular timely payments and keep your balances low. This is a [...]
How to Improve Your Credit Score
April 3, 2011
Improving your credit score is key to borrowing money at lower interest rates. As I covered in my last post about how to lower your credit card interest rates, a low credit score can cost you a lot of money. That post shared strategies from David Bach that you could use right away to pay less in [...]
How to Lower Your Credit Card Interest Rates
March 28, 2011
Lowering the interest rate on your credit card is one of the top concerns for people who are stumbling under the weight of credit card debt. So it’s no surprise that David Bach’s chapter seven in his new book “Debt Free for Life”, has the title of “How to Lower the Interest Rate on Your Credit [...]
Credit Score Improvements
March 2, 2011
As technology advances, and as credit score algorithms become more sophisticated, efforts are being made to measure more consumer behaviors, and to include the more subtle shadings of consumer credit use. Changes being made to scoring models, as well as inclusions of non-credit data in your credit report, might help financial service providers get a [...]
myFICO Review
January 11, 2011
myFICO is the consumer credit score site of the creator of the FICO credit score system, Fair Isaacs. You have several options on the myFICO site for finding your FICO score online and monitoring your FICO score. myFICO does charge for access to your score but offers a free credit score trial to let you [...]
