5 Secrets to Surviving a Short Sale

Thanks to Neal for this guest post on things he learned about surviving a short sale. A generation ago a “short sale” was a special on Capri pants at and the local department store. A decade ago a “short sale” was a stock transaction that bet on failure.And now, it’s something completely different, and depressingly [...]

Buy a House Without Making Big Money Mistakes

Buying a house involves making lots of decisions, many of which are daunting because of the high cost of real estate. I spent 20 minutes on the phone with a friend of mine this morning talking through various options and considerations for selling his home and buying a house in our area.  I could hear the [...]

How to Sell Your House Without a Realtor

One of the advantages of having a real estate agent sell your home is that you have access to their expertise. In addition the agent is working on your behalf so that you don’t have to do as much with the nuts and bolts of selling your home. The biggest downside is the fact that [...]

How to Buy a House in an Expensive Market

Buying a house always seems to cost you more than you planned.  If you live in a city with expensive real estate you might even feel like those high home prices mean you’ll never be able to afford your own home. While some citites in California, New York, and other states across the country have dauntingly expensive [...]

5 Ways to Pay Off Your House Early

Paying off your house is probably something that you’d love to do but like many of us you don’t have the funds to make it happen.  Today we’ll look at five ways that you can make a dent in the amount you owe on your home loan and pay off your mortgage early.  Paying it [...]

How to Improve Your Credit & Buy a House

If you want to buy a house with bad credit, the drop in housing prices over the last few years may be a little frustrating.  Real estate is on sale but it may be tough to get approved for a home loan with bad credit. It doesn’t mean that you absolutely won’t be able to [...]

30 Year Mortgage vs 15 Year Mortgage

“Would you like a fifteen year or a thirty year mortgage”? You are sitting in a tiny chair with an anxious mortgage broker staring back at you, visibly impatient and waiting for an answer. For you it’s a major decision, but to the broker your just another customer in a long day at work. So, [...]

3 Ways to Buy More House for Less Money

When you buy a house, you are making a major purchase, probably one of the largest in your lifetime. Although buying a home will never be “cheap,” there are ways that you can get a little more for less. Why does it seem like the place you want most when house hunting is often the [...]

Reverse Mortgages 101

Reverse mortgages have gained popularity in recent years among people in the retirement phase of their life. Reverse mortgages are attractive to retirees living on fixed incomes because they don’t have to make any payments while they’re living in their house. However, it is important to remember that although you’re not making payments a reverse mortgage is [...]

Mortgage Refinancing Mistakes

Mortgage Refinancing Pitfalls Thinking about mortgage refinancing?  You’re not alone, with some of the best mortgage rates available in history many people are debating whether they should spend the money and refinance.  The benefit of refinancing comes from borrowing at a lower mortgage rate so you can either lower your payments or reduce your loan term, either way saving [...]

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