How Your Credit Score Impacts Interest Rates

Your credit report plays a major role in the interest rates you qualify for when you apply for a home loan. A good credit score could save you a lot of money in mortgage interest charges over the life of your new loan or refinance. Credit Scores Affect Interest Rates I saw this first hand [...]

College Graduates & Credit Scores

Getting insurance after college was yesterday’s topic, along with a few tips on managing your credit after graduation. I had a few follow up questions come in about credit reports and credit scores so today I’ll talk more about how your credit can affect your life after college and what you can do about it. [...]

College Graduate Insurance & Credit Tips

As a recent college graduate, things like health insurance and your credit score are topics you’ll have to start figuring out now that you’re venturing out on your own. Health Insurance for College Graduates The good news is that finding temporary health insurance for college graduates may not be as urgent as it once was.  [...]

Free Credit Report from Experian

Experian is offering a free credit report for 30 days to American Express cardholders.  I logged into my credit card account and requested my credit score after I got an email about it this week.  I hadn’t checked my credit report in some time and was pleased to see it was still healthy. American Express partnered with [...]

Tips to Improve Your Credit Score

Improving your credit score isn’t something that happens overnight but by following the suggestions below you should be able to raise your credit score over time. Don’t Pay Your Bills Late Your payment history is the most heavily weighted factor that goes into your credit score so make sure you’re at least making your minimum [...]

Credit Report Disputes

One potential way to improve your credit score is to look through your credit reports for any misreported information, such as a late payment, and dispute your credit report.  1) Start off by getting a copy of your free credit report and looking for any errors. 2) If you find anything, check to see if the mistake [...]

Your FICO Score

Your FICO score is the credit score used by 90 percent of the lenders in the United States to determine whether or not they want to lend you money. A FICO score is a three digit number that runs from 300 to 850. The higher your credit score, the better your chances are for loan [...]

Credit Score Tips You Need To Know

Your credit score is probably one of the most frequently used and misunderstood numbers in your life. Trying to figure out how to improve your credit score can be frustrating, in fact, there’s enough information about credit scores to fill a whole book! Liz Pulliam Weston shares a little about the updated version of her [...]

Credit Scores for College Graduates

Your credit score when you graduate from college is largely based on decisions you made while in school.  Those choices and your resulting credit history may impact some of the first things you do after graduation such as renting an apartment or buying a car.  We’ll take a look at some of the things that may [...]

Improve Your Credit Score in 5 Simple Steps

Improving your credit score can be simple if you know what steps to follow.  If you have poor credit, bad credit, or simply want to improve your credit score, there are specific steps you can take to make it happen. Your credit score is computed mainly using: your payment history type of credit you have [...]

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