Paying Off Your Mortgage vs Paying Down Your Mortgage

January 8, 2014

Should you pay off your mortgage, pay down your mortgage, or simply just make regular mortgage payments? This is a decision facing many of us because one of the biggest purchases we make in a lifetime is a home. Since few of us can afford to pay cash for a house, most of us use […]

How to Improve Your Credit and Buy a House

December 5, 2013

If you want to buy a house with bad credit, the drop in housing prices over the last few years may be a little frustrating. Real estate is still on sale but it may be tough to get approved for a home loan with bad credit. It doesn’t mean that you absolutely won’t be able […]

How to Buy a House Without Making Gigantic Money Mistakes

November 1, 2013

Buying a house involves making lots of decisions, many of which are daunting because of the high cost of real estate. I spent 20 minutes on the phone with a friend of mine a while back talking through various options and considerations for selling his home and buying a house in our area. I could hear […]

How to Sell Your House Without a Realtor

October 15, 2013

One of the advantages of having a real estate agent sell your home is that you have access to their expertise. In addition the agent is working on your behalf so that you don’t have to do as much with the nuts and bolts of selling your home. The biggest downside is the fact that […]

4 Mortgage Refinancing Mistakes

October 2, 2013

Thinking about mortgage refinancing? You’re not alone, with some of the best mortgage rates available in history many people are debating whether they should spend the money and refinance. The benefit of refinancing comes from borrowing at a lower mortgage rate so you can either lower your payments or reduce your loan term, either way saving thousands of dollars […]

How Much House Can You Afford?

August 2, 2013

When you’re buying a home it seems there’s always a price difference between the property you want and how much house you can afford. As we’ve looked at houses we’ve seen examples of people who took out a home loan they obviously couldn’t afford and are now struggling to pay the mortgage on the house. Some […]

Reverse Mortgages 101

June 27, 2013

Reverse mortgages have gained popularity in recent years among people in the retirement phase of their life. Reverse mortgages are attractive to retirees living on fixed incomes because they don’t have to make any payments while they’re living in their house. However, it is important to remember that although you’re not making payments, a reverse mortgage is […]

Home Equity Loans vs Home Equity Lines of Credit

June 20, 2013

Your home equity is the market value of your property minus the amount you own on your home loan. Home equity is typically built up over time through your principal payments and real estate appreciation. During periods when home prices are appreciating quickly your home equity will likely increase but in years when the market is […]

5 Websites that Help Homebuyers

June 7, 2013

With the power of technology getting faster and smaller, every industry has had significant changes. The real estate business is no exception. According to a recent survey completed by the National Association of Realtors (NAR) and Google, real estate related searches on Google have grown 253% over the past four years. These searches have helped […]

5 Home Maintenance Projects to Save You Money

March 26, 2013

It’s often said that when money is tight, maintenance is the first thing to go. When you own a home, skimping on maintenance in any way can lead to bigger – and much more expensive – problems later. Home maintenance truly comes within the old saying, an ounce of prevention is worth a pound of […]

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