Christmas Budgeting - Building A Christmas Fund

Halloween is over, Thanksgiving is around the corner, and the biggest shopping season of the year is close to follow.  The shopping in November and December is what keeps financial planners and debt counselors employed. 
Budgeting for Christmas Gifts
Many people go nuts with Christmas and holiday shopping.  I know I’m guilty of it; I tend to […]

Moving Expenses - Paying Bills On Time & Avoiding New Fees

When you’re caught up in the mayhem of a big move, the thought of setting up a new utility account or closing out a cable bill may be one of the last things on your mind. It seems there are always additional expenses when closing out old accounts and opening up new ones, and many of us […]

Joint Checking Accounts for Married Couples: The Great Debate Over Joint vs. Separate Bank Accounts

Whether you are newly married or you’ve been married for 20 years, the debate over joint versus separate bank accounts is a hot topic among married couples. Some couples swear by separate bank accounts, and other couples think joint accounts are the only way to go. I’ll give you my opinion over the […]

Guide to Budgeting & Tracking Money For Newlyweds

Do you often wonder where you money goes? Do you struggle to save money after all of your bills are paid? The problem is your budget, or lack of a budget. Less than 5% of the households in the United States keep a consistent household budget, and that is why 95% of […]

How to Save Money on a Destination Wedding

Jetting off to an exotic location surrounded by your closest friends and family may not sound like a cheap way to tie the knot, but the truth is it can actually cost far less than a traditional wedding.
If you are interested in planning a destination wedding, then here are eight tips to save you […]

College Student Gadget Guide - Top 5 Most Affordable Gadgets For Students

Young people love their gadgets. I love gadgets. The problem is that they come at a premium price, and I don’t like paying a lot of money for electronics. Parents only have so much money to buy gadgets for their kids, and college students never have any money. So, I put […]

College Student Savings – How to Get the most out of Student Discounts

If you’re a college student there are a wide variety of discounts available to you every day. You can use them to save money on books, computers, haircuts, pizza, airfare, and everything in between. Here are a few ways to make the most out of your student discounts:
1) Always ask for a student discount - […]

5 Inexpensive Ways To Have Fun In College

College was not too long ago for me, and there are times when I wish I could get those days back. The friends you meet, the experiences, the football games, and staying up all night are great memories that I’ll never forget. I never had much money in college. My parents didn’t […]

Best Checking Accounts For College Students

The best checking accounts for college students are those with no fees, no minimum balance, online banking, and good interest rates. If you’re leaving for college soon and you don’t have a checking account opened up, you should start thinking about it now. You’ll definitely need a place to stash the little cash that […]

College Dorm Room Decor Ideas - How to Decorate Your Dorm on a Budget

If you’re facing the challenge of decorating your dorm room on a shoestring budget, then here are some ideas that might help.

Get things for free if you can – If you need a coffee pot, a bookcase, or some plastic storage bins, ask your friends and family for them first. You may be surprised by […]

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