Health Insurance Plans Offered by Employers – Network Based Managed Care Programs
September 17, 2008
Thanks to a reader named Matt, a health actuary, who shared his feedback on the health insurance for a new job post and takes a look at the network-based managed care programs. PPO: What you described here is actually more like a traditional indemnity plan (which are rare these days). A Preferred Provider Organization actually does […]
Lehman Brothers Bankruptcy and Merrill Lynch Buyout – What Do They Mean to You?
September 15, 2008
Lehman Brothers declaring bankruptcy and Merrill Lynch being bought by Bank of America all in one Monday? Who knew when they woke up today the financial turmoil the day had in store? Aren’t you getting tired of days like these, I know I am. How Does it Effect Your Investments? Amidst the craziness, US News […]
FNBO Direct Online Savings Account – Another Option for a High Yield Savings Bank Account
September 14, 2008
FNBO Direct offers an online banking account with competitive rates and is one of the options I’m considering in my search for opening an online savings account. We currently have all of our cash reserves with ING Direct and I’m looking to move some of it to another bank that offers better rates. First National […]
Money and Your Job – Considering Finances & Benefits in Your Job Search
September 11, 2008
As I was looking for a new job I was reminded of how many key personal finance concerns are tied to our employers. Of course it’s not just how much you’re paid but also things like health insurance, retirement savings, and even life insurance or disability insurance coverage. Career Finances The financial intricacies of finding […]
Two Weeks Notice – The Art of Quitting Your Job Gracefully
September 9, 2008
Quitting your job can be quite a liberating experience. The weight of “all things crappy” in your job is lifted off your shoulders and you feel as though you can finally breath again. Yet, no matter how bad your job seems at the time you leave, it’s wise to quit your job gracefully and not […]
Car Repair and Cashback Cards – Big Spender Edition
September 7, 2008
“Hey man, just put it on your credit card…” That’s the best answer the Honda service manager could give me as I attempted to negotiate with him to cover the repair costs for the air conditioner compressor failure on our Honda CRV. Honda had offered to cover the costs of the parts but wouldn’t budge on […]
How to Save Money On Your Wedding Reception
September 5, 2008
1) Ask your caterer where you can cut corners – compare prices between a buffet and individual meals. If you caterer has been doing this for any length of time, they should be able to design a package that fits your budget. Don’t let your caterer talk you into going overboard. Talk to your future […]
How To Save Money On Your Wedding Pictures
September 4, 2008
Keep the number of individual and family portraits small – If you are hiring a professional photographer then you will probably want to limit the number of posed photos that you take. These types of photos really raise the tally on your photography costs. Consider just doing candid photos instead, or have your family do […]
Does Your Neighbor’s Foreclosure Affect the Value of Your Home?
September 3, 2008
You hear through the grapevine that your neighbors two houses down are losing their house to a foreclosure. You say a silent prayer of thanks that you’re not the one dealing with financial troubles and then you wonder why in the world they allowed themselves to get so far behind on mortgage payments. After that, […]
Would You Take a Better Job for a Lower Salary?
September 3, 2008
If you had the chance to take a job that you would enjoy more than your current position but paid about 4% less than your current salary would you take it? Earn More or Enjoy More?I’ve been on the job hunt recently and had a really interesting opportunity come up that pays less than I […]
