FNBO Direct Online Savings Account – Another Option for a High Yield Savings Bank Account

September 14, 2008

FNBO Direct Online Savings

FNBO Direct offers an online banking account with competitive rates and is one of the options I’m considering in my search for opening an online savings account. We currently have all of our cash reserves with ING Direct and I’m looking to move some of it to another bank that offers better rates.

First National Bank of Omaha

I didn’t have FNBO Direct as one of my options until we visited some family in Omaha this weekend and I mentioned the bank to one of our relatives. He has both personal and business bank accounts with the First National Bank of Omaha, the parent bank of FNBO Direct, and has been very pleased with the service they provide and the bank as a whole. He’s a busy guy but he agreed to share his thoughts and experiences with the First National Bank of Omaha so I’ll pass those on once he has a chance to offer some more details. 

FNBO Direct

FNBO Direct started out with just an online savings account but has since added other features like online bill pay, a Visa card option, and certificates of deposit. For now I’m really most interested in the online savings account but it’s nice to see they’ve been enhancing their offerings and improving on the product. I think that shows they’re serious about providing options for their customers and that they plan on this product being around for a while.  That’s certainly the impression I got after talking with my relatives, I’ll keep you posted on what I find out about FNBO Direct.


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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9 Responses to FNBO Direct Online Savings Account – Another Option for a High Yield Savings Bank Account

  • Jacqui

    I’ve never understood the ravings about ING – I think it’s just the referral offers. I was considering this back a new months ago, but HSBC ran a great promo rate and beat them out. Now the promo’s ending and I want to get a checking account with interest, too. I took a second look – but ended up at Century Bank Direct instead. Even their checking accounts pay over 3% right now. How come none of the bloggers have noticed?

  • Aaron

    I used to live in Omaha, and FNBO has a very good rep. They are a privately owned company, very conservative, and is one of the best-run banks in the country.

    Also, Warren Buffet banks there, so what else do you need to know besides that?

  • Morp

    I’ve had a savings account with them for a few months now. So far I’ve been very happy with their customer service and web layout. I’m currently moving more money out of ING over to FNBO.


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