Ally Bank Review

Ally Bank,  formerly known as GMAC Bank,  is an online bank designed with the needs of the consumer in mind.  The bank offers an online savings account, certificates of deposit products, and a money market account – all which are FDIC insured.
About Ally Bank
Ally Bank was built on the foundation of GMAC Financial Services.  They [...]

FNBO Direct Savings Challenge

FNBO Direct originally challenged a group of five people to pay themselves first and the president of FNBO Direct is now expanding the challenge to Americans at large.
FNBO Direct Pay Yourself First
I think it’s great that FNBO Direct is encouraging people to save more money and to pay themselves first.  Here is how they describe it:

“You pay your [...]

Mortgage Pre-Approval When Buying a House

A mortgage pre-approval letter was very helpful for my wife and I when we started looking for houses about 8 months ago. My wife’s mom is a real estate agent, so she helped us every step of the way, but many agents won’t deal with buyers who aren’t pre-approved for a loan. They [...]

FNBO Direct Online Savings Account Good for the Environment?

FNBO Direct mentioned their online savings account as an easy method of “going green” in their latest email newsletter.
I guess I’d never thought of online banking as being good for the environment before but it makes sense that electronic delivery of bank statements helps to cut down on paper waste. Here’s a statistic they quoted [...]

FNBO Direct Online Bill Pay

As an FNBO Direct online banking customer, I get regular emails about their product and services and got one yesterday about thier online bill pay service.  I’ve been using a third party online bill pay service for years and absolutely love how much time it saves me; I literally spend only 10 minutes a month checking [...]

Best Online Savings Accounts

The best online savings accounts offer high interest rates, no fees, a low minimum balance, easy online transfers, simple ways to deposit and withdraw your money, and of course - good customer service.
Online savings accounts from banks like ING Direct, FNBO Direct, HSBC Direct, WT Direct, Emigrant Direct, and E*Trade Bank have become very popular due to the [...]

FNBO Direct Online Saving & Spending Survey

An FNBO Direct survey of online savings account customers found that money issues and debt were the top holiday stress.  Here are some of the results of the FNBO Direct survey:

79% – Economy will impact their holiday spending
67% – Still paying off holiday spending from last year
33% – Money is biggest stress for the holiday [...]

FNBO Direct Rated Best Online Savings Account

FNBO Direct was named the best online savings account this year by Kiplinger magazine.  FNBO Direct was only created two years ago but in time that it’s become one of the top options for a hield yield savings account online.
FDIC Insured Bank
Of course, it’s parent company, First National Bank of Omaha, has been around [...]

WTDirect Promotion – Cash Bonus of up to $250 for New Accounts

WT Direct is offering up to a $250 cash bonus when you open a new account in their latest promotion.  The amount of the cash bonus is based on the balance you maintain in your WT Direct account over the next three months, the more money you have on deposit, the more you can earn.
We [...]

FDIC Insurance Coverage and Limits for Your Bank Accounts

FDIC insurance will cover the money you have deposited in an FDIC-insured bank or financial institution up to a certain limit in the event the cash in your bank account is no longer available from the bank. It’s important to be aware of the maxium amount that’s covered by FDIC insurance so that you don’t [...]

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