Keeping Our Basement Dry

Water can do some nasty damage to your house and I’m not just talking about rivers and creeks overflowing their banks and invading your home.  During our process of buying a new house and selling our old house we saw the results of what water can do to a home if not properly managed. I’ve […]

Health Savings Account vs Flexible Spending Account

We recently covered the health savings account and have written about flexible spending accounts and in the past and thought it was time to take a look at health savings accounts vs flexible spending accounts. Both can be useful tools for medical expense income tax deductions but one thing many people are unhappy with are flexible spending account […]

Health Savings Account Guide

A health savings account can be a good option for people searching for health plans who don’t want to spend a lot of money on premiums for medical insurance. Of course, we know there’s no such thing as cheap health insurance. If your premiums are low for individual health insurance that usually means you have […]

Balance Transfer Credit Cards 101

Balance transfer credit cards are not a permanent solution to paying off your credit card balance but 0% interest credit cards can offer a period of 0% APR to help you pay off some of your principal instead of interest. Balance Transfer Credit Card Basics Balance transfer card offers provide the opportunity for you to transfer a […]

8 Ways to Save Money on Home Insurance

If you can save money on home insurance each month your annual savings from those lower insurance rates can add up over time.  Home owners insurance is a tricky expense, you don’t want to get really cheap insurance and put your home at risk but you also want to avoid high insurance rates. Nonetheless you […]

Home Buyers Guide

Whether you’re a first time home buyer or you’ve already gone through the hurdles of a home sale, home loans, and home buying there’s probably something you’ll come across in your next home buying exprience that you hadn’t expected.  We’ve been through the house buying process twice now so I decided to put together a list of […]

Costs of Owning Two Houses

Owning two houses can be both a mental and a financial drain.  With the slump in the housing market I know several families that bought a new house and have been unable to sell their old house. If you already own a house and want to buy a new one, it’s tough not to own […]

Angies List Audio Contractor Reviews

Angies List helped us find local contractor reviews during our recent process of selling and buying a house.  Our home inspector found things we needed to fix up before selling our old house and we wanted bids on some home improvement work for the new house so we checked Angies List for a number of handyman type jobs. […]

Mortgage Protection Insurance Basics

When we first bought our home we received a ton of advertisements for mortgage protection insurance in our mailbox within the first week. They kept on coming at least one or two letters per week offering mortgage protection insurance, mortgage protection plans, and mortgage cancellation insurance for the first six months of owning our home. […]

Stock Analysis Ratios

Stock analysis across multiple stocks is much simpler if you take advantage of the insight you can glean from a collection of stock market ratios such as earnings per share, price earnings, dividend yield, and debt to asset ratio.  The performance and market conditions for each company behind shares of stock you’re comparing will vary, […]

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