How Much are Your Employee Benefits Worth?

Employee benefits vary across companies but typically include things like your health plans, disability benefits, life insurance options, and your retirement benefits. The amount your company pays for those health benefits and employee insurance packages can be substantial and is something that you should factor into any job search in addition to your salary. The […]

Chase Credit Card Alerts Save the Day!

Chase credit card alerts have saved me from late fees and missed payments more than once. I was reminded of this yesterday when a big transaction came through on my card and I was notified of the larger than normal charge. I’ve only used the alerts for my Chase Freedom and Chase Sapphire cards but I […]

How to Cure Financial Constipation

What was the last big financial decision you had to make? Did you immediately know the answer and take care of it right away or did you file it in the “research and ponder” pile for further deliberation? If you’re like me, you probably put some thought into it and took your time so you […]

IRA or Roth IRA for Your Retirement Plan?

IRA vs Roth IRA was the question for many people opening up a retirement account right before the tax deadline this month so I thought we’d re-visit it for people looking to make an ira contribution.  Here are some of the major differences between a traditional IRA and a Roth IRA. Tax Deferred Contributions vs […]

Automatic 401k Contributions for Retirement

Increasing your 401k contributions every year is a great way to grow your retirement plan.  You probably don’t need a retirement calculator to tell you that your 401k plan will reach your retirement savings goals much faster if you put in more money each year. BUT, knowing that you need to increase your annual investments doesn’t make it […]

Free Credit Report from Experian

Experian is offering a free credit report for 30 days to American Express cardholders.  I logged into my credit card account and requested my credit score after I got an email about it this week.  I hadn’t checked my credit report in some time and was pleased to see it was still healthy. American Express partnered with […]

Smart Ways to Invest Your Tax Refund

Investing Your Tax Refund What are you going to do with your tax refund?  One option would be to spend it but if you’d like to hang onto that money for a while, Investopedia came up with a list of smart ways to invest your refund.  They start off with some of the most secure […]

Reverse Mortgage Lenders Cut Loan Fees

One of the main reverse mortgage disadvantages we covered last year was the high upfront cost charged by lenders.  Although they’re not doing away with them altogether, companies like Genworth Financial, Bank of America, Wells Fargo, and MetLife are reducing their origination or servicing fees on reverse mortgages according to the Wall Street Journal. Reverse […]

Best Deals Sites Online

The best deals sites on the web have thousands of users, all working together to save each other money. A year ago we featured some of the best coupon websites, FatWallet, Hot Coupon World, and Slickdeals, and today are re-visiting how they can save you money.  Here is a summary of each: Hot Coupon WorldHot Coupon World […]

Free Summer Festivals

Summertime is great for free festivals! There are music festivals, art fairs, food festivals, even kite festivals!  Once the weather gets warm there are all kinds of free summer events you can enjoy outdoors. The picture you see here is from a local kite festival that was a good time and a great summer event […]

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