3 Non-Financial Factors That Make a Better Retirement
November 28, 2013
When we think of retirement, we often think of money. It’s important to save enough now, and invest it prudently, if you want to be able to live the life you want later. However, it’s important not to get so caught up in the financial aspects of retirement that you forget about other aspects of […]
What is the Difference Between an ETF and a Mutual Fund?
November 27, 2013
One of the investment choices that has become increasingly popular in the last few years is the exchange traded fund (ETF). ETFs and mutual funds (including index funds) share some similarities, but there are some very important differences, and these differences explain why ETFs are becoming so popular amongst traders. ETFs and mutual funds are […]
6 Investment Costs You Pay to Play
November 25, 2013
Investing costs can reduce your return on investment and many of us know to try and steer clear of investing fees and expenses. However, avoiding investing expenses can sometimes be easier said than done. For example, the AARP released a report on 401(k) fees and found that 62% of the respondents didn’t know how many […]
When Does it Make Sense to Rent a Home Instead of Buy?
November 22, 2013
For years, the idea of the American Dream has been homeownership. That particular dream, though, is fading a bit. After the last economic crisis and real estate crash, many people are rethinking the idea of buying a home. For some consumers, it just makes more sense to rent. Is the mortgage affordable? One of the […]
How to Handle Money Discussions Around the Holiday Table
November 21, 2013
My dentist has mounted a flat screen TV on the ceiling right above the dentist chair. As a result, as my teeth were cleaned the other day, I had a clear view of the Today show and what they were talking about. In one of the segments I watched, the hosts discussed holiday table etiquette with […]
Why a Good Credit Score Matters When You’re Not Borrowing
November 20, 2013
Why does a good credit score matter if you’re not planning to borrow any money? Many of us think that, as long as we already have a house and we pay for our cars in cash, a good credit score doesn’t matter that much. Unfortunately, that’s just not the way the system works anymore. Your credit report […]
What is the Difference Between a Credit Report and a Credit Score?
November 19, 2013
Whether you are buying a home or looking for a quote on your auto insurance, chances are that someone is going to be checking your credit. Sometimes this means looking at your credit report, and sometimes it means looking at your credit score. Sometimes it means looking at both. It’s easy to get a little mixed […]
How to Negotiate Your Debt to Find Freedom
November 18, 2013
One of the most difficult situations to be in is that of someone who feels overwhelmed by debt. Indeed, you might have a great deal of debt – and be unable to pay it all off. However, going to collections isn’t something that’s desirable, either. If you are in a tight spot, but have the […]
5 Highly Ideal Jobs for Savvy Freelancers
November 15, 2013
One of the ways that you can make extra money on the side – or even make a good living – is to offer your services as a freelancer. I’ve been freelancing for several years now, and it is my family’s primary source of income. Thanks to technology, it’s possible to make money as a […]
Moving Your Money to a New Bank: 5 Step Checklist
November 13, 2013
Bank fees. They’re no fun. If fees are weighing you down, it might be time to change banks. There are many fantastic options out there, including online banks and local credit unions. If you are one of those looking to move your money to a new financial institution, here are some steps you can follow: […]
