How to Negotiate to Keep Your Cable Promo Rate
December 30, 2013
One of life’s “sure things” is that, at some point, your cable promo rate is going to expire, and you are going to be stuck with a higher rate for the remainder of your contract. While some experts recommend that you call and threaten to cancel (and eat the termination fee that comes with quitting […]
Does it Always Make Sense to Pay Off a Mortgage Early?
December 27, 2013
One of the goals of those who long to be debt-free is to pay of the mortgage early. The idea is that once other debts are taken care of, it’s time to focus on paying down the mortgage. There are a number of strategies you can employ to pay off your mortgage early, from switching […]
How to Pay Down Holiday Debt as Quickly as Possible
December 26, 2013
Even with the best intentions, it’s too common: People rack up debt during the holidays. If you have some holiday debt, chances are that you want to get rid of that debt as soon as possible. Here are some tips from Kevin Gallegos, the vice president of Phoenix operations for Freedom Financial Network: 1. Stop […]
How to Reduce Healthcare Costs in the New Year
December 20, 2013
We have a new year coming, and that means new healthcare costs. The cost of healthcare goes up every year, but since 2010, those costs have slowed. The cost of healthcare has risen an average of 1.3 percent a year from 2010 to 2013, as compared with 1.8 percent from 2007 to 2010 and 3.9 […]
5 Types of Financial Advisers: What You Need to Know Before You Choose One
December 19, 2013
There are times when you might not be sure what to do with your finances. At that point, it makes sense to call in a professional. Sometimes, a professional can help you get through the thornier issues that you are dealing with. However, it’s important to note that there are different types of financial advisers, […]
4 Types of Online Degree Scams to Avoid
December 9, 2013
Getting an education – and a degree to prove your expertise – can be a worthy way to improve your mind and increase your marketability in the workplace. In today’s business world, it’s possible to get an online degree at a reasonable cost. If you work hard, it’s also possible to get an online degree […]
7 Easy Ways to Increase Your Income
December 6, 2013
Who doesn’t want to make a little more money? If you are looking for easy ways to increase your income, there a number of options you can choose. Realize, though, that in many cases the easy buck isn’t going to provide you with a large income, although changing some of your habits could eventually pay […]
How to Improve Your Credit and Buy a House
December 5, 2013
If you want to buy a house with bad credit, the drop in housing prices over the last few years may be a little frustrating. Real estate is still on sale but it may be tough to get approved for a home loan with bad credit. It doesn’t mean that you absolutely won’t be able […]
Where to Invest Your Money
December 4, 2013
Where to open an investment account is a commonly asked question of new investors and it’s easy to see why you’d be overwhelmed when trying to decide. There are a number of options out there, and what you decide should be based on your investing goals, as well as what makes sense for your present finances. […]
How Debt Costs You More Than Money
December 3, 2013
When your debt seems manageable, it is easy to simply slowly chip away it while not concerning yourself about it. After all, if you can make your minimum payments, plus a little extra on occasion, what does it matter? As long as you can “afford” your debt, paying it off doesn’t need to be a […]
