How to Save Money Checking Out Online
April 16, 2013
One of the ways that many consumers save money on their purchases is through buying on the Internet. Many items can be found for less online, and that can be good for a consumer’s wallet. But you don’t have to rely solely on the lower online price for your savings. You can save even more when […]
10 Tools for Meeting Your Money Savings Goals
April 15, 2013
Are you looking for a way to boost your savings goals? Thanks to technology, there are plenty of tools out there that can help you reach your goals – no matter what you are trying to accomplish. Here are some tools that can help you meet your money savings goals: Mint: If you want to […]
Smart Places to Keep Cash
April 1, 2013
There’s nothing more liquid than cash. Having access to cash when you need it is an important part of financial planning. It’s not just about keeping cash in an emergency fund, either. You need to make sure you have access to cash even during times when you might not have immediate access to your bank […]
401(k) Loan – Is Borrowing from Your Retirement Smart?
March 29, 2013
In these tough economic times, it can be tempting to see your retirement account as an emergency fund. You can tap those assets when you are in a pinch. And, if you feel bad about it, you can get a 401(k) loan, so that you are essentially borrowing from yourself. Advantages to a 401(k) Loan […]
How to Get Free Books Online
March 27, 2013
I love reading. I’m always looking for something new – or even not so new – to read. If you are serious about reading and about saving money, you can look for free books online. If you have an e-reader, it’s that much easier to download free books from some sources. Here are some ways […]
4 Things You Can Learn from Your Mortgage Statement
March 21, 2013
Most of us, when we buy homes, use mortgages to make the purchase. However, it’s easy to lose track of how your mortgage payment breaks down, and what you’re really paying unless you look at your mortgage statement. Here are some things you can learn from your mortgage statement: 1. How Much of Your Payment Goes […]
Could You Use a Short Sale for Your Home?
March 5, 2013
One of the difficulties that many homeowners still face is the fact that low home values make it harder to sell a home. Even now, with home prices rising a little bit, it’s still difficult to get what you paid in some cases. If you need to sell your home, you might be able to […]
How to Prepare for a Career Setback
March 4, 2013
We live in an increasingly uncertain world. Jobs are no longer offering the long-term security that our grandparents experienced. Instead, your career is likely to be a series of different jobs. Along the way, you are likely to experience setbacks. Your hours might be cut, or you might not get that raise or promotion you […]
Can Shopping Really Help You Alleviate Sadness?
February 26, 2013
We hear a lot about “retail therapy,” and how shopping can help you alleviate feelings of sadness and even stress. But does retail therapy really work? A recent study from the University of Michigan indicates that retail therapy may be a real thing – and looks at why retail therapy is effective. Reducing Sadness with […]
5 Investing Mistakes to Avoid with Your Retirement Portfolio
February 25, 2013
For most “regular” folks, investing is done through a retirement account. Investments in a tax-advantaged retirement account like a 401(k) or an IRA can be a smart move. You see your money grow with the help of compound interest, and it grows even more efficiently since there is a tax break involved. When your retirement […]