Health Insurance: Planning For Coverage During a Career Change or Job Search
September 16, 2008
Health insurance is the single most important benefit that you must take care of during a job search or career change. Risk of Being Uninsured I have a friend who underwent major surgery about two years ago, and it was during a time that he was transitioning from one job to another. He didn’t elect […]
Do Married Couples Need to Buy Life Insurance?
September 7, 2008
Death. No one wants to think about, especially a newly married couple. However, thinking about the worse case scenario is an essential trait for maintaining a sound financial plan. There’s no scenario worse than the death of you or your spouse, and that is why you need to prepare for it. When Should You Buy […]
Student Health Insurance – Finding the Best Health Insurance Rates for College Students
August 15, 2008
Comparing student health insurance rates is not top of the list for most college students when preparing to leave for school. Seeing as how nearly one third of all college age Americans are uninsured, it’s obvious that it can be hard for students to pay for books/tuition plus come up with some money for health […]
College Student Car Insurance – Tips on Getting the Best Rates for Students
August 14, 2008
Being young comes at a premium price when it comes to auto insurance. Insurance companies view young people under 25 as a high risk for making claims. It’s not that they hate you. They have factual statistics to back it up. Teenage and college aged individuals are the most likely age group to get into […]
Keep Your Health Insurance Coverage Current During Life Events
May 13, 2008
Summer is a season of graduations and weddings. Life events like these often have an impact on the health insurance coverage of those involved. When a new person joins your family or a child is no longer deemed a dependent it can affect their eligibility under your health plan Insurance DeadlinesOften times your plan will allow for […]
Health Insurance for New College Graduates – Shopping Around for Affordable Coverage
May 3, 2008
Buying health insurance is probably the last thing a new college graduate wants to research as they deal with the multitude of changes that accompany their sudden leap into the real world. Unfortunately, your change in status from student to regular person will also mean changes in your health insurance coverage. For the last several […]
Home Owners Insurance Can Offer Comfort During Tornados & Floods
May 2, 2008
Home owners insurance and flood insurance are a burden 99% of the time and a blessing the other 1%. Needless to say, I have a love/hate relationship with insurance. The majority of the time I’m not real pleased with it, watching the premiums come out of our paycheck every month. However, it’s those moments when […]
Financial Tips for New College Graduates – A Cheatsheet for Managing Your Money
April 30, 2008
Were you in class the day they handed out the financial tip sheet? You know, the one that covered how to buy insurance, invest your money, pay off your student loans, manage your credit cards, and budget out your new salary? I think most of us missed that day so here’s another copy you can […]
New Flexible Spending Account Strategy – Personal Finance Review
March 11, 2008
Every year I always scramble to try and spend my flexible spending account balance before the deadline. As it comes down to the wire I start looking for anything to spend the money on that meets the FSA guidelines. This year I ran across a promising strategy that should make it easier to clear out the […]
Flood Insurance, Flood Plains, & Elevation Certificates
February 15, 2008
I wrote last fall about our flood insurance saga, we’ve had some new activity in the flood insurance arena recently. As a recap, the government redrew the flood maps a while back so it appears our house which didn’t use to be in a flood zone, is now considered to be in a 100 year […]
