How to Find the Best Mortgage Rates

Finding the best mortgage rates for a new home loan or even mortgage refinancing isn’t hard but it can take some work.  If you want to find the lowest interest rates you can narrow it down by first entering your loan details into mortgage calculators and comparing the results across multiple mortgage lenders. Mortgage Calculators The interest […]

5 Good Reasons Buying a House Requires Planning

Buying a house isn’t something it’s easy to just rush into; the more you plan for buying a home the better off you’ll be.  Here are five ways that planning ahead can help. 1) Time to Improve Your Credit Score Your credit score & interest rate on your new home loan are closely related.  If you […]

Home Inspection Services Can Help You Sell

Home inspection services may not be something you’re excited about paying for when selling your house but they could be well worth your money.  We had a home inspector come to look for any potential problems and he pointed out some home repairs that could potentially help us sell our house faster and closer to […]

Wire Transfer Lessons for Home Buyers

Wire transfers are a good way to send money to the bank of your title company when you’re buing a house.  I’m used to paying for everything with credit card, or sometimes personal checks, but when you’re dealing with a big money transfer the banks don’t want to mess around with waiting for a check […]

How I Find Local Contractors on Angies List

Finding local contractors you trust can be a challenge but I’ve found that Angies List can make finding the right person faster and less stressful; whether it’s a handyman, general contractor, or a specialist like an electrician. We’re looking at buying a house and after a recent inspection needed to get estimates on some needed home […]

Home Loan Documentation Checklist

Required Home Mortgage Documents Whether you’re applying for a home loan or looking at mortgage refinancing you’ll have to fill out a lot of paperwork and provide documentation of your income and assets before the bank will process the loan. In our case we filled out a general loan application up front in order to […]

Buying a House Can Make You Cry

Buying a house can be an emotional process.  On top of trying to decide how much house you can afford you’re also attempting to predict how a new house and new neighborhood will fit into your life.  Leaving behind what you know and moving to a place with new neighbors, a new commute, a new back […]

Our Credit Card Rewards Surprises

Our credit card rewards show up as a statement credit once a year for our Blue Cash card.  I had forgotten this was the time of year when the cash back showed up so when I checked our most recent credit card statement, I was surprised at how much less we owed than normal.  I was […]

Home Loan Closing Costs

The closing costs for a home loan are something that won’t show up in in the results of a mortgage calculator.  When you enter the loan amount, the term, and interest rate a loan calculator gives you back your projected monthly home mortgage payment and sometimes an amortization schedule. Don’t Forget Closing Costs Although the mortgage […]

How Your Credit Score Impacts Interest Rates

Your credit report plays a major role in the interest rates you qualify for when you apply for a home loan. A good credit score could save you a lot of money in mortgage interest charges over the life of your new loan or refinance. Credit Scores Affect Interest Rates I saw this first hand […]

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