Health Care Costs Increase While Our Income Goes Down

July 31, 2007

If you lost or quit your job today, how would you pay for health care?  Luckily for my wife, we can add her under my health insurance for a “reasonable amount’ when she stops working.  Of course this means that as our income goes down our health insurance costs also go up. She was covered under her employer […]

When is it Time to Reduce Retirement Plan Contributions?

July 30, 2007

How do you know how much to contribute to your retirment plan?  Of course the more you put into your 401k, 403b, or IRA now the more you should have later in life when it is time to retire; but can you invest too much? Investing DecisionsI’ve always taken the approach of putting in as […]

Personal Finance Review – Getting Old Edition

July 29, 2007

I guess it happens to the best of us, we all get old sooner or later.  We were reminiscing about Spring Break 1998 at a friend’s 30th birthday party last night and a younger guest commented they weren’t even in high school at the time, wow I feel old.  This friend is a nurse and […]

eBay MasterCard Creates eBay Layaway Plan

July 28, 2007

If you already know what you’re getting that special someone for Christmas and can get it on eBay then a new eBay MasterCard promotion might just be your own layaway program! Layaway PlansI first learned about layaways as a military brat, during a summer job at AAFES.  The store offered an option where soldiers or […]

My Son’s First Words Could Be Expensive

July 27, 2007

As we sat on the front step after work today my son pointed his little finger at to a passing vehicle and said his first words, CAR! After my excitement wore off, I had to laugh at his choice of first words and imagine what it might mean for the future. He could have said mom, […]

Gambling for Fun and Profit

July 26, 2007

I’m not a big gambler but it is fun to get together with some friends and play poker when we get a chance.  I have written before about the three investment rules that apply to Texas Hold’em and was reminded of them during our game last night – Know When to Fold’em– Know Your Odds– Be […]

Blockbuster vs Netflix: Why You Should Sign Up For Both

July 24, 2007

How can you save money on movie rentals by signing up for both Blockbuster online and Netflix? It’s pretty simple really, the battle between Blockbuster and Netflix in the home movie rental industry gives you a lot of leverage as a consumer. You can use this leverage to get free and cheap movies. Enjoy Free MoviesBoth […]

American Express Helps the Rich Spend their Money

July 24, 2007

High incomes and steep annual fees will get you access to some of the most exclusive credit cards available such as the American Express Centurion Black Card and the purple Coutts World Card.  In addition to providing a feeling of prestige, these cards actually help their wealthy owners spend more money through concierge services.  An […]

Is the Minimum Wage Too Low?

July 23, 2007

Let’s ask Joe the business owner and Sam the employee whether the federal minimum wage is too low. Joe: Every time they raise the minimum wage I have to choose between raising my prices or letting employees go in order to keep the business running.  I would like to pay my employees more but I […]

Personal Finance Review – Dragon Naturally Speaking Edition

July 22, 2007

I know by now you’re probably tired of hearing me talk about carpal tunnel but I have to share a nifty trick for anyone with sore wrists.  I tried out Dragon Naturally Speaking for sending e-mails and writing this post and it’s a wrist saver!  It takes a little getting used to but it’s pretty […]

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