Money Musings Overheard While Christmas Shopping

What do people in the malls think of Christmas consumerism? Here are some things I’ve heard people say: Checkout Man at Best Buy: Man, they brainwash everybody at Christmas. They flood you with ads and make you think you need this stuff. Guy 1 and Guy 2 in Line at Kohl’s: Guy 1 – Can […]

3 Ways to Backup Your iPhone or Android

I just bought my first iPhone, and I’m already enjoying the features associated with it. I’ve already moved a decent chunk of my life to the iPhone. As a result, I would be rather put out if my device were lost, stolen, or damaged. Your iPhone or Android device likely has photos, apps, and other […]

How to Spend Using Google Wallet

For the last couple of years, we’ve been hearing about the advent of the digital wallet. Coupons can be downloaded to phones, and the barcodes scanned at the register. Lately, though, the buzz has been about near-field communication (NFC) technology that allows you to tap your phone – or wave it – in front of […]

How Much Are You Really Saving With Holiday Deals?

Although retailers are facing their worst holiday season in five years they aren’t necessarily resorting to lower prices across the board to increase sales.  An article in Smart Money shows how stores are being smart about giving discounts that will not only increase sales but also benefit them in the long run.   Smart Sales StrategiesRetailers […]

Personal Finance Review – Shopping Online Edition

Holiday shopping is ZERO fun.  Although I wasn’t around for Black Friday, I did spend half an hour waiting in line this evening to make my first gift purchase of the season.  The longer I stood the more irritated I became with the situation and any holiday cheer I was feeling quickly evaporated.  I decided […]

Beware Black Friday & the Holiday Shopping Craze

As you go through the checkout line this holiday season try the following experiment. Take all your full shopping bags directly to the Salvation Army. Keep one and give the remainder away. Repeat this every shopping trip. How long would it be before you dramatically decreased the amount you bought or just stopped shopping all […]

Do You Fall for Free Trial Offers – Sales Tactics #7

Come on, sign up and give it a try.  The first 30 days are free, if you don’t like it just bring it back. Sound familiar? How many times have you been talked into signing up for a service or buying a subscription because they offer a free trial? “I’ll just see what it’s like”, you […]

How Spending Money Can Actually Save You Money

I’m not one for spending money.  It’s actually one of my least favorite things to do.  However, there is something to be said for preemptive spending that can help save you time and money. The CrisisThe story begins like this. I arrived home late yesterday evening after a long, horrible day at work to discover […]

Preferred Customers Specials – Sales Tactic #6

Remember the high school cafeteria where all the coolest kids sat at their own table?  You wouldn’t likely sit there without an invitation, what some people wouldn’t give for an invite like that.  Hopefully we’ve all grown up some since high school but everyone likes to feel special and a preferred customer invitation can still be hard to […]

Every Day is a Sales Event – Sales Tactic #5

Today is a good day to shop.  As was yesterday and will be tomorrow.  At least that’s what retailers would like you to believe.  Having a Sales Event is a favorite weapon in the arsenal of sellers and the fifth in the Sales Tactics Revealed series. Shop, Shop, ShopWhy is it that every holiday seems […]

Next Page »