Tax Time: What’s Your Filing Status?
February 18, 2013
One of the most basic items you need to tackle at tax time is your filing status. Your filing status dictates your tax bracket, as well as whether or not you are eligible for certain tax deductions and credits that are based on income. Your tax filing status depends on your marriage situation, as well […]
How to Spend Using Google Wallet
February 14, 2013
For the last couple of years, we’ve been hearing about the advent of the digital wallet. Coupons can be downloaded to phones, and the barcodes scanned at the register. Lately, though, the buzz has been about near-field communication (NFC) technology that allows you to tap your phone – or wave it – in front of […]
The Best Personal Finance Tracking Software
February 12, 2013
If you want to improve your finances, it helps to have a solid idea of what is going on. Unfortunately, we as humans have a pretty poor ability to track what we earn and what we spend. As a result, it helps to have some sort of method of keeping track outside our heads. For the […]
Mint Review: A Free Online Budgeting Program You Might Like
February 11, 2013
One of the most popular personal finance applications out there is Mint.com. Not too long ago, Mint was bought by Intuit, the same company that puts out Quicken. And I’m going to be honest. One of the reasons I was disappointed with the latest version of Quicken (other than the fact that the new version […]
5 Things You Can Learn from Your Explanation of Benefits
February 5, 2013
A few weeks after a healthcare visit, you should receive what is known as an “explanation of benefits” (EOB). The EOB provides information about your visit, as well as information about what the insurance company covers, and your end of the bill. When you receive your EOB, it’s important to read through it, since there […]
3 Things You Can Learn from Your Insurance Policy
January 29, 2013
When most of us sign up for insurance, we don’t really look closely at the paperwork. We often take it on faith that the insurance agent tells us we are covered, we sign the necessary papers, and begin paying the premiums. However, you can learn quite a bit if you actually read your insurance policy. And […]
You Need a Budget (YNAB) Review: A Great Application for Keeping Your Spending in Check
January 10, 2013
If you are the sort of person that wants to take a more active role in your budget, You Need a Budget (YNAB) might be for you. This is a budget application that requires you to pay attention to your spending, and to plan out your spending ahead of time. The point of YNAB is […]
Personal Capital Review: Track Investments, Assets, and More!
January 9, 2013
There are a lot of budgeting applications out there. However, many of them fall short when it comes to really analyzing your cash flow, as well as tracking your investments. If you want a more complete personal finance software application, Personal Capital might be for you. Overview of Personal Capital Personal Capital is what is […]
ReadyForZero Review: An Easy Way to Pay Off and Track Your Debt
January 8, 2013
One of the best things you can do for your finances is to get out of debt. However, staying on track can be difficult at times. Without seeing the progress you are making, and without proper organization, it’s difficult to remain motivated. ReadyForZero.com can help you with that. If you are looking for help organizing […]
5 Small Business Loans and Funding Alternatives to Selling Equity
January 4, 2013
In the current environment, it can be tough to get the funding you need for your business; whether you are starting up or trying to expand. It can be difficult to get a loan from a more traditional bank. Some businesses look for ways to give away equity in the company, with the help of […]