Discover Bank Online Savings Account Overview
November 16, 2012
Discover, the credit card and financing company, is best known for its credit card accounts and cash back programs. What you may not know is Discover also has a retail banking division that offers several options for consumers. Similar to Other Online Banks Discover Bank is an online only bank similar to other population options […]
How to Use Lending Club to Pay Off Debt
November 15, 2012
If you’ve dug yourself into a hole in regards to your debt burden it can sometimes be impossible to dig out without filing bankruptcy. The minimum payments, late fees, and interest charges continue to rise to a point that you simply can’t earn enough money in a given month to pay everyone. Your credit score […]
What is a Good Debt to Income Ratio?
November 13, 2012
A common question amongst potential home buyers is what a good debt to income ratio for the loan underwriting process. As important as this question is for home buyers (or those looking to refinance their loans) it isn’t just for this group of people. Everyone should know what a good debt to income ratio is […]
Identity Guard | Identity Theft Protection Overview
November 7, 2012
Identity Guard is a company that provides identity protection services to consumers. Why Consider an Identity Protection Service? Identity theft is a big, serious business. Credit card and bank account numbers, social security numbers, and website login information are stolen every day around the globe. This sensitive data is then resold on black markets from […]
3 New Great Mobile Financial Apps
November 1, 2012
For the longest time if you wanted to track your financial progress on your smartphone you either had to use clumsy internet interfaces or a basic text or spreadsheet editor. Then a few applications came out such as Mint.com that were tailored toward a better user experience on a smartphone. Yet your options for a […]
4 Keys to Getting Out of Debt
October 30, 2012
It is so much easier to get into debt than it is to get out of debt. You’ve already signed up for years of payments and tons of interest. Those factors make it really hard to just change your mind today and be out of debt tomorrow – regardless of what debt reduction methods you […]
How to Rollover Your 401k into an IRA
October 24, 2012
When you leave your employer you usually remember to clean out your desk, grab all your personal photos, and take your box of stuff home with you. Unfortunately one of the most valuable assets you have to your name is often left behind: your 401k. You don’t lose control of your 401k, the account is […]
4 Ways to Maximize Travel Reward Credit Cards
October 16, 2012
I’m a big fan of responsible credit card use. I personally prefer cash back rewards because I can spend cash on anything I want. But I know a lot of people that prefer to rack up travel reward points with their credit cards. I’m okay with that, but you really have to be careful to […]
How Waiting to Invest Could Crush Your Retirement
October 12, 2012
As a general rule of thumb, procrastination is not a good idea. You’re waiting to do something that deep down you know you really should get started on. You delay on the important class paper. You delay on having the tough conversation with a friend. And naturally, you want to delay beginning to save for […]
Avoidable Disasters: Don’t Go Without Insurance
October 11, 2012
There is an insurance product for just about anything you can imagine: health insurance when you get sick, auto insurance for when someone hits your car, and life insurance to help your family if you die unexpectedly. But all those different insurance policies can really add up on the monthly budget. It can be easy […]
