Personal Budget Tracking Creates Results

Does your personal budget have holes in it, where the money just oozes out without you realizing it?  Do you have a system in place to track how the money in your budget is actually spent? If not, here’s a story that might convince you to track your money more closely. It begins several years […]

How to Lower the Cost of Health Care

How can we make health care more affordable?  How about cutting the cost of providing care? My dad runs a micro-medical practice, where he’s a one man show (actually one man + one part-time woman since my mom helps out with office stuff some evenings).  His startup costs were pretty low since he bought most […]

Federal Income Tax Withholding Too Low This Year?

Federal income tax withholding tables were adjusted earlier in 2009 due to the “Making Work Pay” tax credit as part of the economic stimulus package.  The reduction of federal income tax withholding was intended to provide a gradual financial benefit to the economy by putting a little more money in your paycheck each month. Federal Income […]

Missing a Mortgage Payment

I’ve written before about the dangers of online bill pay, one of the dangers I mention is assuming all your bills are paid automatically.  The advice I gave is to check your statements regularly, even if the payments are automated. Well, I didn’t take my own advice and I got a call from my mortgage […]

Tips for Preventing & Treating Swine Flu

Flu season is almost here and we have to worry about the swine flu again.  It seems like the flu starts to take off once kids go back to school with all their coughing, sneezing, and not washing their hands.  One of my co-workers already had two of his kids catch the swine flu at school.  When […]

Life is Short: Save & Spend Wisely for Those Left Behind

Do you ever ask yourself why you’re being such a stickler with your money? We save and invest money for “the future” but how do we know when that future we’ve been preparing for becomes the present? My Grandmother’s Apartment My kids and I paid an evening visit to my grandmother this week, just so they could […]

Roth IRA Conversion Tips

The Roth IRA conversion rules are changing in 2010, here are a few things to consider if you’ve been thinking about converting your traditional IRA to a Roth IRA. Roth IRA Conversion Limits The current IRS rules only allow you to convert your traditional IRA to a Roth IRA if your modified adjusted gross income […]

Tips to Improve Your Credit Score

Improving your credit score isn’t something that happens overnight but by following the suggestions below you should be able to raise your credit score over time. Don’t Pay Your Bills Late Your payment history is the most heavily weighted factor that goes into your credit score so make sure you’re at least making your minimum […]

Starting a Business & Being Smart With Your Money

Starting a successful business is not an easy task.  There’s a lot of time and/or money that goes into getting your idea organized and off the ground.  As people get farther into implementing their business they usually realize that they’ll need more money to make their idea a reality. Last night I saw a show […]

Saving Money on a Printer

I wrote not too long ago how we saved a ton by buying overstock and returned items and we found another deal this week!  My wife needed a new printer but instead of heading to Best Buy I stopped by another local discount store hoping to save some money.  I had come on the right […]

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