Prenups & Beyond: 6 Tips for Money and Divorce
June 25, 2011
When you go through a divorce, you not only endure emotional bankruptcy, you could face financial bankruptcy as well. Divorce is actually a common cause for bankruptcy in the US, more often for women than men. Although divorce is the probably the last thing on your mind when you get engaged and get married there a […]
Investing vs Paying Off Debt
June 12, 2011
Investing vs paying off debt is a decision that many of us are faced with but we’d like to avoid. We’d rather earn enough money to both pay off our debt and save signifigant sums of money at the same time. Unfortunately, that’s not the reality for many of us. Your Burden of Uncertainty If […]
How to Lower Your Credit Card Interest Rates
March 28, 2011
Lowering the interest rate on your credit card is one of the top concerns for people who are stumbling under the weight of credit card debt. So it’s no surprise that David Bach’s chapter seven in his new book “Debt Free for Life”, has the title of “How to Lower the Interest Rate on Your Credit […]
How to Spend Money You Don’t Have
March 5, 2011
If you’ve ever bought a car or a house then you’ve probably spent money that you didn’t have. Or if you have a credit card you might have paid for something without having the funds to back it up. A hundred years ago, or even several decades ago, it was pretty difficult to buy something […]
Credit Sesame Review
February 10, 2011
Credit Sesame is a website that can give you a free credit score and find you lower interest rates on your home loan and consumer debt. I first heard about Credit Sesame because of the free credit score they offer but after trying it out discovered that’s only part of their approach to reducing debt. Lower […]
Balance Transfer Credit Cards 101
September 9, 2010
Balance transfer credit cards are not a permanent solution to paying off your credit card balance but 0% interest credit cards can offer a period of 0% APR to help you pay off some of your principal instead of interest. Balance Transfer Credit Card Basics Balance transfer card offers provide the opportunity for you to transfer a […]
Borrowing Money from Family
June 17, 2010
Borrowing money from family has kept people out of the cold for thousands of years. It hasn’t always taken the form of borrowing money directly but the family structure has offered food, shelter, jobs, and loans to brothers, sisters, parents, and all manner of family members. Lending money to people you know is always tricky, […]
Debt Denial Quiz
January 4, 2010
Debt reduction is a good thing to tackle at the start of the year but sometimes we’re in denial about how much debt we actually have and how much work it will be to pay off those debts. A reader sent me the debt quiz below; you give a yes or no answer for each question. […]
Lending Money to Family – Reader Struggle
December 11, 2009
Lending money to family and friends is no picnic, just ask Brandon. He’s a reader who left the comments below on the post from earlier this year about lending money to family. “My wife’s family does not have much care when it comes to money. they don’t make very much, have horrible credit, and their kids […]
PayPal Discourages Use of Credit Cards
October 8, 2009
PayPal encouraged me to pay with my bank account rather than my credit card as I was setting up a subscription payment last night. When I first setup the subscription in PayPal it defaulted to use my bank account as the funding source. I wanted to switch it over to use my credit card just […]
