Why Borrow from a Bank when you can Prosper?
January 9, 2008
As the economy worsens and interest rates rise, it has become increasingly difficult to obtain a bank loan to consolidate debt, pay for college, buy a house, or start a new business. More and more people are searching for alternative solutions to their financial needs. So, my question is:
What can you do if […]
Shred Your Credit Card Debt
December 24, 2007
So, you succumbed to the temptation and used your charge card to get you through the holidays. Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control.
Right now, get out your scissors and cut your way through to financial success. Although it may […]
Money Resolutions for a Financially Secure New Year
December 5, 2007
Have you thought about your New Year’s resolutions yet for next year? How about knowing where your money is going, knowing where you want it to go, saving more, and reducing debt? Sound like a tall order? If you set some specific financial goals for yourself, you’re much more likely to achieve some of them. Check out […]
Three Easy Ways to Reduce College Debt
November 30, 2007
With college expenses on the rise, along with the interest rates on student loans, many individuals are looking for ways to reduce college debt. From personal experience, I have come up with three easy ways to reduce college debt:
1. Pay Quarterly Interest
The availability of scholarships is declining; so many people are depending on student loans […]
Christmas - Play Now, Pay Later
November 26, 2007
Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results […]
Why Are Some People So Ignorant About Money?
November 1, 2007
Some people are good with money and others make downright horrible financial decisions. What’s the difference between the two groups? Why are some people so bad with money?
My wife was watching Suze Orman give people advice on credit card debt and home loan issues last night on Oprah and I was amazed at how clueless […]
Are Credit Repair Companies Worth the Fees They Charge?
August 31, 2007
Are people wasting their money when they pay a company to repair their credit? This question came up today when I discovered a coworker had previously worked at a credit repair company.
Credit Repair Services ProvidedBased on what my co-worker learned in his time with the credit restoration company they did not provide a service that […]
American Express Business Gold Rewards Card - First Bill
August 15, 2007
American Express Gold Card is unfortunately no longer available through this site. As a preferred alternative, we recommend the Discover Business Credit Card.
How to Talk Your Way into Debt
May 30, 2007
Some people go into debt by buying too much house. Others spend too much on their credit cards. I met a guy today at the UPS store who managed to go into debt by simply talking too much.
Cell Phone Debt
He signed up with Verizon for cell phone service then two cell phones, hundreds of […]
Kindler, Gentler Credit Cards? Credit Card Reform Long Overdue
May 9, 2007
Credit card companies are going to ratchet down their money grubbing under the pressure of recent political scrutiny according to the June edition of Kiplinger Personal Finance.
No more double-cycle billing for JPMorgan Chase
Citi won’t arbitrarily raise its rates and fees
No more universal default for Citi
Bank of America relaxes time period on lower rate adjustments
Discover offers […]
