Credit Card Debt Lessons Learned

Considering the debt I am slowly paying off, I am probably the last person to being giving advice on how to spend money. But, since approximately 60% of American’s are in debt, I’m definitely not alone. Hopefully what I’ve learned, may help you before you find yourself digging out of a financial hole one [...]

Did You Know Your Credit History Can Affect Your Insurance Rates!

Last week, I got a surprise bill in the mail. Based on my credit score, my auto insurance increased by 40%! Ouch!!! What is going on? I pay all of my bills on time, and I usually pay extra on my credit cards.
Recently, my credit rating plummeted. What did I do wrong? [...]

Why Borrow from a Bank when you can Prosper?

As the economy worsens and interest rates rise, it has become increasingly difficult to obtain a bank loan to consolidate debt, pay for college, buy a house, or start a new business. More and more people are searching for alternative solutions to their financial needs. So, my question is:
What can you do if [...]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control.
Right now, get out your scissors and cut your way through to financial success. Although it may [...]

Money Resolutions for a Financially Secure New Year

Have you thought about your New Year’s resolutions yet for next year?  How about knowing where your money is going, knowing where you want it to go, saving more, and reducing debt?  Sound like a tall order?  If you set some specific financial goals for yourself, you’re much more likely to achieve some of them.  Check out [...]

Three Easy Ways to Reduce College Debt

With college expenses on the rise, along with the interest rates on student loans, many individuals are looking for ways to reduce college debt. From personal experience, I have come up with three easy ways to reduce college debt:
1. Pay Quarterly Interest
The availability of scholarships is declining; so many people are depending on student loans [...]

Christmas – Play Now, Pay Later

Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results [...]

Why Are Some People So Ignorant About Money?

Some people are good with money and others make downright horrible financial decisions.  What’s the difference between the two groups?  Why are some people so bad with money?
My wife was watching Suze Orman give people advice on credit card debt and home loan issues last night on Oprah and I was amazed at how clueless [...]

Are Credit Repair Companies Worth the Fees They Charge?

Are people wasting their money when they pay a company to repair their credit?  This question came up today when I discovered a coworker had previously worked at a credit repair company.
Credit Repair Services ProvidedBased on what my co-worker learned in his time with the credit restoration company they did not provide a service that [...]

American Express Business Gold Rewards Card – First Bill

American Express Gold Card is unfortunately no longer available through this site.  As a preferred alternative, we recommend the Discover Business Credit Card.

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