Lost Credit Card Q&A
January 14, 2010
I lost my credit card a week ago and have been waiting to report a lost card in the hopes that it would turn up. I’ve been logging on every day to check for purchases on my lost card, our American Express Blue Cash, and hadn’t seen any activity since the day it went missing. Luckily, […]
Student Credit Card Reader Question
December 3, 2009
A reader, Iris, wrote in with a question about the best student credit card for her son: “Hi- Your website is very helpful. My son is in med school-no income, big loan. I’m helping him shop for a credit card to build a credit rating(he uses debit card usually). What’s best for him-Capital one no […]
PayPal Discourages Use of Credit Cards
October 8, 2009
PayPal encouraged me to pay with my bank account rather than my credit card as I was setting up a subscription payment last night. When I first setup the subscription in PayPal it defaulted to use my bank account as the funding source. I wanted to switch it over to use my credit card just […]
Personal Budgeting Styles & Tools
September 26, 2009
Personal budgeting can be a different process for each person. When I talked about how personal budget tracking can save you money, I used an example of how my employer saves money by tracking each piece of paper we print. I showed how the act of tracking each job before it’s printed and assigning it […]
Tips to Improve Your Credit Score
September 15, 2009
Improving your credit score isn’t something that happens overnight but by following the suggestions below you should be able to raise your credit score over time. Don’t Pay Your Bills Late Your payment history is the most heavily weighted factor that goes into your credit score so make sure you’re at least making your minimum […]
Preventing College Student Identity Theft
August 25, 2009
Identity theft probably isn’t the primary concern of most college students heading off to school this fall, however, college campuses can be big targets of identity theft. With so many people living together in such close quarters it can be a hot spot for thieves and dishonest students to take advantage of other unsuspecting students. […]
Return of the Credit Card Telemarketers
July 31, 2009
The credit card interest rate scammers have been calling me about once a month for the last few months. I’ve been trying figure out what their angle is and each time they call I get a little more information out of them. They’ve simplified their inital automated call. Now instead of talking about President Obama and […]
Discover Credit Cards in Cereal Boxes?
June 26, 2009
When I went to recycle an old box of Honey Nut Cheerios last night a small silver package fell out of the container. Now I’m sure my wife would have just thrown it away without opening it but I’m a sucker for free stuff (even if it’s a toy in a box of cereal) so I peeled open […]
Credit Card Telephone Scammers
June 11, 2009
These credit card scammers won’t leave me alone! Just over a month ago I wrote about an automated phone call I received regarding credit card interest rates and the same exact call came through again today. A fembot named Jamie gave me the same spiel, this time I caught a few more details. Once again she referenced how credit […]
Credit Card Tips for College Graduates
June 1, 2009
Applying for and using a credit card during college can help you to start building your credit history. Managing your use of the credit card and making the payments are two keys to building a good credit history that will benefit you in the future. Of course, a credit card is just the beginning when building […]
