How to Choose the Right Career Coach

At some point in your life, you are likely to need to change jobs. You might need to switch career fields, or you might be trying to move up the corporate ladder. You might even be forced into switching things up due to a layoff. No matter the reason, one of the ways you can […]

What to Do if You’re Declined for Credit

Being declined for credit is no fun. It can be demoralizing, whether you are being turned down for a credit card, a car loan, or a mortgage. Here is what to do if you have been turned down for credit: Find Out Why You Were Turned Down When you are denied credit, the creditor has […]

Socially Responsible Investing for Beginners

Chances are that you feel strongly about certain issues confronting society today. Perhaps you strongly believe in environmental protection. Maybe you think stem cell research is wrong. From support of human rights to opposition to the gambling industry, there are a number of political policy positions to hold. However, no matter how much support you […]

What to Do After a Layoff

Deciding what to do after a layoff is tricky because there are so many things to think about at once when you’re laid off. You worry about how to pay your bills, find a new job, handle your expiring benefits, find health insurance, tell your friends and family, and relaunch your career. To help you […]

Vesting: The Achilles Heal of 401(k) Plans

Employer matching contributions are one of the biggest benefits of 401(k) plans. You put money in out of your own paycheck to fund the plan, and your employer offers at least a partial match. The catch is that the employer match usually comes with a vesting provision. That’s a period of time – up to five […]

Are You Prepared for an Emergency?

Snowed in? Right now, many people across the United States find themselves snowed in. I’ve been fortunate; even though we’re getting snow, it’s not really out of the ordinary for my region, and it’s not causing serious problems. I live in a mountain valley in the west, so we don’t have ice storms and wet […]

What If You – Won’t – Have a Fat 401(k)?

In the financial world it’s generally assumed that you – and just about everyone else – will have a fat 401(k) plan by the time you retire. That plan will be the bedrock of your entire retirement strategy. But let’s play devil’s advocate here for a minute: What if you won’t have a fat 401(k) plan? […]

Why You Should Buy the Least Expensive House You Can Afford

The housing market has changed a lot in just the past few years. The old philosophy of buying the most expensive house you can afford has become obsolete. There are far more advantages to buying the least expensive house you can afford. Consider some of the following . . . . Lower Down Payment and […]

The Amazing Benefits of Rental Real Estate

The stock market closed out 2013 with a new high. There’s certainly a lot of buzz around the market right now, but often that’s one of the best times to start seriously investigating alternative investments. As the saying goes, what goes up, must come down. That doesn’t mean that the stock market is headed for […]