50 Books for 2014

December 31, 2013

I’m on a mission to help bloggers create 50 books in 2014. Why? When I self-published last spring I had a reason to write (and finish) a book – the launch of the Debt Movement. Without that deadline the Debt Heroes book wouldn’t exist. During the process I met amazing people, learned a ton, and […]

5 Ways to Own Your New Year’s Resolutions

December 31, 2013

As this year ends and a new one begins, we set out to make our New Year’s resolutions. Two primary themes usually emerge – getting into shape and saving more money. Unfortunately for us, author and psychologist Richard Wiseman found that 88% of people who make New Year’s resolutions don’t keep them. Here are some ways […]

How to Negotiate to Keep Your Cable Promo Rate

December 30, 2013

One of life’s “sure things” is that, at some point, your cable promo rate is going to expire, and you are going to be stuck with a higher rate for the remainder of your contract. While some experts recommend that you call and threaten to cancel (and eat the termination fee that comes with quitting […]

Does it Always Make Sense to Pay Off a Mortgage Early?

December 27, 2013

One of the goals of those who long to be debt-free is to pay of the mortgage early. The idea is that once other debts are taken care of, it’s time to focus on paying down the mortgage. There are a number of strategies you can employ to pay off your mortgage early, from switching […]

How to Pay Down Holiday Debt as Quickly as Possible

December 26, 2013

Even with the best intentions, it’s too common: People rack up debt during the holidays. If you have some holiday debt, chances are that you want to get rid of that debt as soon as possible. Here are some tips from Kevin Gallegos, the vice president of Phoenix operations for Freedom Financial Network: 1. Stop […]

Money Musings Overheard While Christmas Shopping

December 25, 2013

What do people in the malls think of Christmas consumerism? Here are some things I’ve heard people say: Checkout Man at Best Buy: Man, they brainwash everybody at Christmas. They flood you with ads and make you think you need this stuff. Guy 1 and Guy 2 in Line at Kohl’s: Guy 1 – Can […]

Buyer’s Title Insurance and Why You Should Have It

December 24, 2013

Very few people are familiar with title insurance, and even fewer with its optional component – buyer’s title insurance. There are all kinds of insurance policies, but this one never rears its head until you are either buying or refinancing a home or another type of real estate. Title insurance is one of those quiet […]

How to Build Tax Diversification into Your Retirement Investments

December 23, 2013

You probably understand the importance of investment diversification – spreading your portfolio across various mutually exclusive asset classes. But when you are investing for your retirement, it’s also important that you build tax diversification into your portfolio as well. This balance is much more important than most retirement investors realize. You can build tax diversification into […]

How to Reduce Healthcare Costs in the New Year

December 20, 2013

We have a new year coming, and that means new healthcare costs. The cost of healthcare goes up every year, but since 2010, those costs have slowed. The cost of healthcare has risen an average of 1.3 percent a year from 2010 to 2013, as compared with 1.8 percent from 2007 to 2010 and 3.9 […]

5 Types of Financial Advisers: What You Need to Know Before You Choose One

December 19, 2013

There are times when you might not be sure what to do with your finances. At that point, it makes sense to call in a professional. Sometimes, a professional can help you get through the thornier issues that you are dealing with. However, it’s important to note that there are different types of financial advisers, […]

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