30 Year Mortgage vs 15 Year Mortgage
April 29, 2011
“Would you like a fifteen year or a thirty year mortgage”? You are sitting in a tiny chair with an anxious mortgage broker staring back at you, visibly impatient and waiting for an answer. For you it’s a major decision, but to the broker your just another customer in a long day at work. So, […]
5 Reasons Not to Join Angies List
April 27, 2011
Angies List is a great way for current or soon-to-be homeowners to find local contractors to do work on your house or property. We use Angies List and I’ve written about it a fair amount on this site but it’s not for everyone. I had a reader email me about the site after reading my […]
How to Use a Mortgage Calculator to Compare Home Loans
April 26, 2011
A mortgage calculator can be a great way to screen the home loans available to you online. The nice thing about a good mortgage calculator is that it lets you quickly compare loans and gives you a snapshot of the costs you’ll have to pay. Mortgage rates are pretty low these days but not all […]
3 Ways to Buy More House for Less Money
April 25, 2011
When you buy a house, you are making a major purchase, probably one of the largest in your lifetime. Although buying a home will never be “cheap,” there are ways that you can get a little more for less. Why does it seem like the place you want most when house hunting is often the […]
What You Really Want
April 23, 2011
When was the last time someone sat you down and asked what it was you really wanted? I’ve done that with some of you over the last few months and I think it’s starting to pay off. It all started when I was stuck in traffic one day, grumbling to myself about how I hate […]
Blue Cash Everyday(SM) Card from American Express
April 21, 2011
The rewards program for the Blue Cash card was one of the best cashback cards, in my opinion, and has recently gotten a little better. This has actually been one of the biggest years for our cash back payout, up to $560 so far, and now I don’t have to wait to redeem it. Blue […]
Bad Credit Score Immunity
April 18, 2011
Your credit score takes so many factors into account, some of my readers feel like anything they do could potentially send them on the road to a bad credit score. In several follow up emails to my post on ways to improve your credit score, I had people comment that they worked hard in one […]
Tax Deadline TurboTax Giveaway!
April 15, 2011
Turbotax has given me three codes to giveaway for TurboTax Deluxe for all of you last minute tax filers. As I mentioned the last time I offered free TurboTax codes, waiting until the last minute is no fun. If you owe the IRS money like I did this year, I don’t blame you for holding […]
12 Steps to Improve Your Credit Score
April 14, 2011
Improving your credit score quickly is possible if you’re talking about a small improvement but to raise your credit score significantly you’ll have to put in some effort. Credit Score Strategy & Tactics The best long term way to improve your credit score is to make regular timely payments and keep your balances low. This is a […]
Disability Insurance 101
April 11, 2011
Disability insurance is coverage that you may be able to live without for years but if you ever need it, you’ll wish you had considered buying it. I suppose the same could be said for other types of insurance but there is a difference between disability insurance and other types like car insurance or home […]
