You’ll Be Sorry If You Don’t….. – Sales Tactic #2
September 13, 2007
What emotion could make you sign a blank check with no questions asked? How about FEAR? It makes us do crazy things. Sellers use this tactic to scare us into spending money. If you don’t spend money for this now, You’ll Be Sorry, later! Sound familiar? If so, you may have fallen victim to the […]
Beware of Sales Tactic #1 – Don’t Miss Out!
September 12, 2007
Have you ever bought something in haste simply because you were afraid it would be too late if you didn’t pull the trigger immediately? If so, then you’ve been bitten by the first tactic in the Sales Tactic Revealed series, “Don’t Miss Out”. Sellers use this strategy to spring you into action by creating the illusion you’re […]
Sales Tactics Revealed – Win the War Over Your Paycheck
September 10, 2007
You can’t follow a budget! You don’t have self control! You can’t manage your money! You, you, you…… Money Foolish?Is it really all about you? Is it all your fault? As we go through life, we don’t always do what we’re “supposed” to do with our money. When things don’t go right financially, we tend […]
Baby Expense Budgeting – Family Style
September 10, 2007
Who spends the money on kids your family, mom or dad? If you’re like us, it’s the mom who buys the baby what they need. If the mom’s spending the money, why does the dad often make the budget? Baby Expense PlanningI have a friend who’s expecting a new baby next spring. He has his […]
Personal Finance Review – I Have No Pension Edition
September 9, 2007
At a family gathering this weekend I discovered the employer of one relative offers a pension plan. I thought pension plans were a thing of the past but I guess some companies still have them. Not only that, they offer a 401k match and profit sharing. Wow, I’m working at the wrong place : ) […]
Do Your Routines Help Create Wealth & Happiness?
September 7, 2007
Is your life full of routines? Are they helping or hindering the creation of wealth and happiness for you? Wealth Building RoutineInvesting over a long period of time and leveraging compound growth is a great way to build wealth. You’ve probably heard the saying “pay yourself first”, well a saving and investing routine can enable […]
The Best Credit Cards In Their Class
September 7, 2007
Aleksandra Todorova from Smart Money magazine put together a list of the top credit cards for students, rewards programs, cash or gas rebates, financial rewards, and low rates. He provides a thorough comparison of the cards considered and explains the benefits of each card recommended. Here are the highlights: Student CardsThe Citi mtvU Platinum Select Visa Card […]
Happy National 401(k) Day!
September 7, 2007
Here are some tips from my HR department on using your 401k for retirement savings. Start NowTime is on your side. The sooner you start, the longer your money has to grow. It’s never too early to start saving for a secure retirement. Take ControlOnly you can ensure that you’ll have enough money saved for […]
Save Money on Kids Books, Use the Internet
September 6, 2007
How many books can your kid go through in five minutes? Never wanting to spend more than a few seconds on a page our little guy can speed through his pile of books in no time flat. So what do you do, buy more books to make a bigger stack? No way, use the Internet! […]
Retirement: It’s Like Being 18 Only With Money
September 5, 2007
Would that headline catch your eye on a piece of mail? It’s a pleasant thought to be 18, footloose and fancy free again. No big projects at work, no mortgage to worry about, and no sense of responsibility keeping you awake at night. Plus to top it off you’re not even broke! Back to RealityAs […]
