Home Mortgage Rates – 6 Key Factors
August 17, 2010
Home mortgage rates offered by your bank can vary from person to person; what determines the interest rate you’re eligible for? While the interest rates on 10 year Treasury notes have a major impact on whether mortgage rates rise or fall, there are many individual factors that go into determining your interest rate. Those individual […]
FHA Loans vs Conventional Loans
August 11, 2010
The recent mortgage market crisis and tightening in the credit market has resulted in an increasing interest in FHA loans. Prior to the financial crisis, FHA loans, with their required down payments and limits on loan amounts, were somewhat unpopular. Now, though, with mortgages increasingly difficult to come by, FHA loan requirements seem a little […]
Are Home Warranty Companies Worth the Money?
August 7, 2010
When you buy a home, you will probably be asked if you want to use a home warranty company to cover repairs to certain issues that might crop up. If you are buying a new home, chances are that the builder offers a one year home warranty automatically. You have the option to purchase a […]
Buy or Rent – Which is Better For You?
August 5, 2010
Renting vs buying is a major decision; whether you rent vs own a home can have an impact on your family’s life for years down the road. With some of the best mortgage rates in years and deals to be had on homes in a down real estate market; if you’re renting you might be […]
Home Buying Tips From Our Big Purchase
August 2, 2010
Home buyers are definitely in the drivers seat in the current real estate market. We know this because we bought a house for a great deal last week! Our realtor helped us find a good deal on a short sale that was about to go into foreclosure; so the whole home buying process had to be expedited […]
How to Find the Best Mortgage Rates
July 30, 2010
Finding the best mortgage rates for a new home loan or even mortgage refinancing isn’t hard but it can take some work. If you want to find the lowest interest rates you can narrow it down by first entering your loan details into mortgage calculators and comparing the results across multiple mortgage lenders. Mortgage Calculators The interest […]
5 Good Reasons Buying a House Requires Planning
July 29, 2010
Buying a house isn’t something it’s easy to just rush into; the more you plan for buying a home the better off you’ll be. Here are five ways that planning ahead can help. 1) Time to Improve Your Credit Score Your credit score & interest rate on your new home loan are closely related. If you […]
Home Inspection Services Can Help You Sell
July 28, 2010
Home inspection services may not be something you’re excited about paying for when selling your house but they could be well worth your money. We had a home inspector come to look for any potential problems and he pointed out some home repairs that could potentially help us sell our house faster and closer to […]
Wire Transfer Lessons for Home Buyers
July 25, 2010
Wire transfers are a good way to send money to the bank of your title company when you’re buing a house. I’m used to paying for everything with credit card, or sometimes personal checks, but when you’re dealing with a big money transfer the banks don’t want to mess around with waiting for a check […]
How I Find Local Contractors on Angies List
July 23, 2010
Finding local contractors you trust can be a challenge but I’ve found that Angies List can make finding the right person faster and less stressful; whether it’s a handyman, general contractor, or a specialist like an electrician. We’re looking at buying a house and after a recent inspection needed to get estimates on some needed home […]
