Personal Finance in the News
October 25, 2007
Freezing Your Credit ReportThanks to recent legislation, you may be able to lockdown your credit report so that new creditors can’t access your credit report without explicit permission from you. This should help prevent anyone from fraudulently borrowing any money in your name. Of course it also causes a big hassle anytime you want to [...]
ING Direct Mortgage Customer Review
August 21, 2007
What kind of mortgage can actually make you money? I saw ING advertising their home loans with the slogan, “The Mortgage That Makes You Richer” and decided to do some research. A former co-worker went through ING direct for a loan when they bought their home a few years ago so I fired up instant [...]
Personal Finance Review – Summer Vacation Edition
June 10, 2007
I’m counting down the days until our summer vacation! Our big event last summer was having a baby so it will be our first vacation in a while. We’re headed to a warm sandy beach where I won’t have to think about work for a second. I can’t wait!
I’m looking for people who [...]
Real Estate Update
June 6, 2007
An incorrect version of the latest article on real estate agents was published to RSS and email subscribers this morning. You can read the complete and correct version on the site. Sorry for the mixup!
Are Real Estate Agents Worth the Money?
June 6, 2007
Would you pay someone $12,720 to sell your house for you? Based on the current estimated median home price of $212,300 and a 6% realtor fee, that’s what the bill would come out to.
How Much is Too Much?
We’re still living in our first home so I’ve never had to work with a real estate [...]
Personal Finance Decision Guide – Roth IRA vs. Traditional IRA
June 4, 2007
What money decision are you trying to make today? Read on, it may be covered in this second edition of the Personal Finance Decision Guide. This is a compilation of money articles from various sites comparing or explaining two sides of money concepts.
In an interesting turn of events, this is the first time [...]
Three Easy Ways to Lower Your Heating & Cooling Expenses
May 21, 2007
How long has it been since you’ve had your HVAC serviced? It had been six years for me until last week when I hired a local heating & cooling company to stop by for a tune-up visit. The friendly tech went over three simple things that can save us thousands of dollars.
Check Your [...]
Personal Finance Decision Guide – 1st Edition
April 29, 2007
Simplifying Your Personal Finance
Welcome to the inaugural edition of the Personal Finance Decision Guide! Read more about the goals and strategy behind the decision guide here. Then check out the articles listed below to help you focus on simplifying your personal finances by making one decision at a time. If you’ve written about a [...]
How Absentee Landlords can Save Thousands of Dollars with One Simple Change
March 24, 2007
Managing a rental property from a distance can be a challenge for an absentee landlord. An important tip is to make sure the company that holds the mortgage for the rental property has your home mailing address on record as point of contact. If that’s not the case, make the change and avoid the unfortunate [...]
Defaults Rising on Subprime Loans. What did New Century and Everyone Else Expect?
March 15, 2007
When rates were low almost anyone could get a home loan with no money down. The booming real estate market flooded financial institutions with cash and companies like New Century Financial and Accredited Home Lenders Holding Co couldn’t loan money out fast enough. It was inevitable that rates would rise and that subprime [...]
