Home Inspection Services Can Help You Sell
July 28, 2010
Home inspection services may not be something you’re excited about paying for when selling your house but they could be well worth your money. We had a home inspector come to look for any potential problems and he pointed out some home repairs that could potentially help us sell our house faster and closer to [...]
Wire Transfer Lessons for Home Buyers
July 25, 2010
Wire transfers are a good way to send money to the bank of your title company when you’re buing a house. I’m used to paying for everything with credit card, or sometimes personal checks, but when you’re dealing with a big money transfer the banks don’t want to mess around with waiting for a check [...]
How I Find Local Contractors on Angies List
July 23, 2010
Finding local contractors you trust can be a challenge but I’ve found that Angies List can make finding the right person faster and less stressful; whether it’s a handyman, general contractor, or a specialist like an electrician. We’re looking at buying a house and after a recent inspection needed to get estimates on some needed home [...]
Home Loan Documentation Checklist
July 21, 2010
Required Home Mortgage Documents Whether you’re applying for a home loan or looking at mortgage refinancing you’ll have to fill out a lot of paperwork and provide documentation of your income and assets before the bank will process the loan. In our case we filled out a general loan application up front in order to [...]
How Much House Can You Afford?
July 17, 2010
When you’re buying a home it seems there’s always a price difference between the property you want and how much house you can afford. As we’ve looked at houses we’ve seen examples of people who took out a home loan they obviously couldn’t afford and are now struggling to pay the mortgage on the house. Some [...]
Home Loan Closing Costs
July 13, 2010
The closing costs for a home loan are something that won’t show up in in the results of a mortgage calculator. When you enter the loan amount, the term, and interest rate a loan calculator gives you back your projected monthly home mortgage payment and sometimes an amortization schedule. Don’t Forget Closing Costs Although the mortgage [...]
How Your Credit Score Impacts Interest Rates
July 12, 2010
Your credit report plays a major role in the interest rates you qualify for when you apply for a home loan. A good credit score could save you a lot of money in mortgage interest charges over the life of your new loan or refinance. Credit Scores Affect Interest Rates I saw this first hand [...]
Summer Money Review
June 3, 2010
Summertime is finally here and last month we covered two summer-related topics, college graduation and putting your house on the market. College Graduates We looked at two things that seniors should be thinking about, insurance for college graduates and the importance of credit scores for college graduates. We also went over some of the best jobs for [...]
Sell Your House Faster By Fixing These Problems
May 12, 2010
If you’re trying to sell your house, you’ll have to fill out a Sellers Disclosure form that alerts potential buyers to any possible problems with your home. If you put your house on the market and your Sellers Disclosure form has a long list of issues, buyers may walk away and look for a different [...]
How to Find a Realtor to Sell Your House
May 11, 2010
When you have a house for sale, you want local realtors who know your area and will get your home in the mls listings and on realtor.com Unless you live in a small town you’ll probably find lots of real estate agents who meet those property listing criteria so how do you find the best realtors [...]