Carnival of Personal Finance – Edition 130
December 9, 2007
Welcome to the Carnvial of Personal Finance! Make sure you check out the intro video below for some highlights of the carnival: As you might be able to tell, this was my first web recording so it could use some work. Fortunately, I’ve been blogging longer than I’ve been webcasting so the written content on […]
Selling on eBay Without Doing Any Work
December 6, 2007
How can you possibly make money on eBay without doing any work? Well, you can’t really but it sure feels like I am. I mentioned earlier how I had found a partner to help me sell on eBay. I had a bunch of inventory I wanted to sell but didn’t have time and he wanted to […]
Christmas Credit is a Critical Mistake
December 4, 2007
Today, as I went through my mail, I was expecting bills. Instead, I got more than one offer for Christmas money. I should be excited, right? Wrong! Credit card companies and financial institutions are not being generous lenders. Running a business, they count on you and me jumping at the chance to write checks on […]
Christmas, the Season of Giving, and Giving, and Giving . . .
December 3, 2007
Christmas is the season of giving. However, it is not supposed to hurt! Giving until it hurts is not a prerequisite for celebrating the holiday. Giving should be a pleasure, not a pain. Enjoy the spirit of giving, and stay within your means. For example, my father-in-law worked 2-3 jobs for the majority of his […]
Personal Finance Review – Think and Grow Rich Edition
December 2, 2007
Why pay for something that you can get for free? I’ve been wanting to finish Napoleon Hill’s classic Think and Grow Rich after reading the first few chapters about a year ago. Finally I decided I’d get ahold of the audio version and listen to it on my commute. I put my name on the […]
How Much Are You Really Saving With Holiday Deals?
December 1, 2007
Although retailers are facing their worst holiday season in five years they aren’t necessarily resorting to lower prices across the board to increase sales. An article in Smart Money shows how stores are being smart about giving discounts that will not only increase sales but also benefit them in the long run. Smart Sales StrategiesRetailers […]
Three Easy Ways to Reduce College Debt
November 30, 2007
With college expenses on the rise, along with the interest rates on student loans, many individuals are looking for ways to reduce college debt. From personal experience, I have come up with three easy ways to reduce college debt: 1. Pay Quarterly Interest The availability of scholarships is declining; so many people are depending on […]
What are You Teaching Your Children this Christmas?
November 29, 2007
Being a self-employed single mom of two, I have no guarantee of a certain monthly income, especially during the holidays. After all, my clients are also feeling the budget crunch of Christmas, so they are less likely to require my services. Unfortunately for my children, it also means that Mama’s Christmas list has to be […]
Bah Humbug! Tis the Season for Income Tax
November 28, 2007
Do not shoot the messenger! Although I intellectually understand the necessity of paying my share of income tax, I too would rather not have the expense. As soon as the holidays are over, income tax information is deposited in my mailbox. Even though taxes are not due until April 15th, I know in advance if […]
Credit Cards: Friend or Foe?
November 27, 2007
Is your credit card your friend or foe? Is your mailbox inundated with tempting offers, from competing financial institutions, for additional credit? Are you tempted to check out the offer, or do you drop the envelop straight into the shredder? Have you noticed that the more credit card debt you experience, more offers flood the […]
