Financial Secrets in Marriage Could Lead to a Divorce of Debt

When you get engaged, you’re not just promising to marry a person; you’re also marrying their money habits, their debt, and credit history.  If you’re not careful, unknown money issues can not only ruin a marriage but sink you deep into debt. Hiding Credit Card DebtHere’s a sad story of a former co-worker whose life was [...]

Best Credit Cards for New College Graduates & Young Professionals

The best credit card for you will likely change along with your financial circumstances.  As you graduate from college and get a job, you’ll want to do a review of your finances and your current credit cards to make sure you’re taking advantage of the benefits your new salary might bring.  Many people unfortunately rely heavily on [...]

Student Loan Tips for New College Graduates

How are you ever going to pay off your student loans?  Is your college debt going to follow you around for the rest of your life? Investing in Your FutureAlthough it may seem daunting, if you approach your college loans as an investment rather than a burden it could help you get rid of your debt.  If you [...]

Credit Card Debt Lessons Learned

Considering the debt I am slowly paying off, I am probably the last person to being giving advice on how to spend money. But, since approximately 60% of American’s are in debt, I’m definitely not alone. Hopefully what I’ve learned, may help you before you find yourself digging out of a financial hole one teaspoon [...]

Did You Know Your Credit History Can Affect Your Insurance Rates!

Last week, I got a surprise bill in the mail. Based on my credit score, my auto insurance increased by 40%! Ouch!!! What is going on? I pay all of my bills on time, and I usually pay extra on my credit cards. Recently, my credit rating plummeted. What did I do wrong? First, I [...]

Why Borrow from a Bank when you can Prosper?

As the economy worsens and interest rates rise, it has become increasingly difficult to obtain a bank loan to consolidate debt, pay for college, buy a house, or start a new business. More and more people are searching for alternative solutions to their financial needs. So, my question is: What can you do if your [...]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control. Right now, get out your scissors and cut your way through to financial success. Although it [...]

Three Easy Ways to Reduce College Debt

With college expenses on the rise, along with the interest rates on student loans, many individuals are looking for ways to reduce college debt. From personal experience, I have come up with three easy ways to reduce college debt: 1. Pay Quarterly Interest The availability of scholarships is declining; so many people are depending on [...]

Christmas – Play Now, Pay Later

Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results in dread and [...]

Why Are Some People So Ignorant About Money?

Some people are good with money and others make downright horrible financial decisions.  What’s the difference between the two groups?  Why are some people so bad with money? My wife was watching Suze Orman give people advice on credit card debt and home loan issues last night on Oprah and I was amazed at how [...]

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