Credit Card Debt Lessons Learned
June 17, 2013
Considering the debt I am slowly paying off, I am probably the last person that should be giving advice on how to spend money. But, since approximately 60% of Americans are in debt, I’m definitely not alone. Hopefully what I’ve learned may help you before you find yourself digging out of a financial hole one […]
Best Credit Cards for Parents of Young Kids
June 13, 2013
Having young children is an enjoyable, challenging, and expensive time of life. If you are going to be spending so much money, why not try to get cash back, points, or other credit card perks? If used wisely, credit cards can save you a ton of money by generating extensive rewards on your normal everyday […]
BankAmericard Cash Rewards vs. American Express Blue Cash Everyday
May 28, 2013
Some people prefer credit cards that offer travel rewards, but others still prefer to receive cash back from their spending. And while some credit cards compete with each other to offer the highest rates of cash back on all purchases, others feature bonus categories of spending that allow cardholders to earn more than the nominal […]
Capital One Cash vs Barclaycard Rewards
May 27, 2013
Despite all the credit cards that offer award flights and hotel stays, many credit card users still prefer cash. These cardholders may not spend enough money to earn a free ticket very often, they may be tired of airline credit cards, or they may not be interested in traveling at all. Fortunately, there are many […]
PenFed Promise vs. Barclaycard Ring
May 24, 2013
There is no getting around the unfortunate fact that the majority of American credit card users have debt. All the studies I have found indicate that between one half and two thirds of all credit card users carry a balance each month, and pay interest on their charges. And as unsecured loans with interest that […]
Chase Slate Vs. Citi Simplicity
May 23, 2013
Choosing the right credit card can be a tricky game. Banks seem to enjoy highlighting their cards’ best features, and burying terms that penalize cardholders. But as consumers and regulators have caught on to this game, the banks have started to compete for new customers by offering simpler cards with fewer fees. The Chase Slate […]
Citi Prestige vs. American Express Platinum
April 12, 2013
High-end reward cards can make sense for regular people, not just high spending big shots. Despite their high annual fees, these cards can offer even more valuable rewards and benefits. The American Express Platinum card is one of the most popular luxury travel reward cards available, while Citi recently introduced its Prestige card to compete […]
American Express Blue Sky vs. Capital One VentureOne
April 11, 2013
There are lots of reward credit cards that allow cardholders to earn valuable points, miles, and cash back. Yet most of the products come with an annual fee that can start at around $50 and go up to several hundreds of dollars per year. But what if you are trying to maximize your credit card […]
Capital One Venture Rewards vs. Barclaycard Arrival
April 5, 2013
There has been an airline mileage backlash brewing for some time as carriers have made it near impossible to redeem their miles for awards seats at the lowest levels. This backlash extends from the skies right down to our wallets as credit card holders no longer see nearly as much value in airline mileage cards […]
Citi ThankYou Preferred Rewards vs. Chase Sapphire
April 4, 2013
There are two ways for a credit card issuer to construct a rewards program. One is to offer customers points or miles with a partner such as an airline or hotel chain. The other is to develop a proprietary program. Banks run these programs, issue points, and choose the options cardholders have to redeem their […]
