Personal Budgeting Styles & Tools
September 26, 2009
Personal budgeting can be a different process for each person. When I talked about how personal budget tracking can save you money, I used an example of how my employer saves money by tracking each piece of paper we print. I showed how the act of tracking each job before it’s printed and assigning it [...]
Personal Budget Tracking Creates Results
September 24, 2009
Does your personal budget have holes in it, where the money just oozes out without you realizing it? Do you have a system in place to track how the money in your budget is actually spent? If not, here’s a story that might convince you to track your money more closely. It begins several years [...]
Save Money at the Movie Theatre with Discounted & Free Tickets
December 2, 2008
Who doesn’t love love going to the movies? There is something special about watching a great movie at the movie theater for the first time, rather than seeing it on television. There’s something mystical about watching it with a crowd of people, booming sound, and a picture that’s 50 feet long and 20 feet high. [...]
Earn Extra Money For the Holidays – 10 Ways to Boost Your Gift Budget
November 13, 2008
It’s hard not to break out the credit cards during the holidays when you don’t have any extra money to buy gifts. Budgeting and planning ahead of time for Christmas gift shopping is the key to staying away from getting into holiday debt. However, some of you have budgets that are too tight to save extra [...]
Christmas Budgeting – Building A Christmas Fund
November 10, 2008
Halloween is over, Thanksgiving is around the corner, and the biggest shopping season of the year is close to follow. The shopping in November and December is what keeps financial planners and debt counselors employed. Budgeting for Christmas Gifts Many people go nuts with Christmas and holiday shopping. I know I’m guilty of it; I tend [...]
Mobile Shopping Review: Save Money By Shopping With Your Cell Phone
October 21, 2008
Mobile shopping can save you both time and money. You can use your cell phone to help you shop around and get the best deal possible or you can use your mobile device to purchase things online. The use of your cell phone to help you shop and get better deals is quickly catching on with younger [...]
Joint Checking Accounts for Married Couples: The Great Debate Over Joint vs. Separate Bank Accounts
September 6, 2008
Whether you are newly married or you’ve been married for 20 years, the debate over joint versus separate bank accounts is a hot topic among married couples. Some couples swear by separate bank accounts, and other couples think joint accounts are the only way to go. I’ll give you my opinion over the debate, the [...]
Guide to Budgeting & Tracking Money For Newlyweds
August 31, 2008
Do you often wonder where you money goes? Do you struggle to save money after all of your bills are paid? The problem is your budget, or lack of a budget. Less than 5% of the households in the United States keep a consistent household budget, and that is why 95% of the nation struggles [...]
Budgeting & Money Management Tools for College Students
August 17, 2008
For many of us college is our first experience with managing our finances completely on our own – and it can be difficult to keep everything straight. There are several cheap and easy ways to manage your money effectively without spending a lot of time on it. Here are some tools and tactics for managing [...]
How I Stopped The Debt Cycle In My Life
July 15, 2008
Writer Auditions – Author Erik Folgate – Offer Your Feedback It was March of 2002, and my mother was dropping me off at our local community college. It was that point that I realized my life had come to a low point. I had no car, no job, and I was in a ton of [...]
