Budgeting & Money Management Tools for College Students
August 17, 2008
For many of us college is our first experience with managing our finances completely on our own – and it can be difficult to keep everything straight. There are several cheap and easy ways to manage your money effectively without spending a lot of time on it. Here are some tools and tactics for managing [...]
How I Stopped The Debt Cycle In My Life
July 15, 2008
Writer Auditions – Author Erik Folgate – Offer Your Feedback It was March of 2002, and my mother was dropping me off at our local community college. It was that point that I realized my life had come to a low point. I had no car, no job, and I was in a ton of [...]
Money Tips for New College Graduates – Spending, Saving, & Budgeting Advice
May 10, 2008
What college student do you know that isn’t cheap? When you’re in school every penny counts and you learn to manage your money on a very tight budget. Saving money simply becomes second nature to you. I was so cheap in college I used to: -Wear every last piece of clothing to delay paying for the [...]
Financial Tips for New College Graduates – A Cheatsheet for Managing Your Money
April 30, 2008
Were you in class the day they handed out the financial tip sheet? You know, the one that covered how to buy insurance, invest your money, pay off your student loans, manage your credit cards, and budget out your new salary? I think most of us missed that day so here’s another copy you can [...]
How I Make Tough Money Decisions
March 3, 2008
As a single mother of two growing children, I have a tight budget, even with child support payments. Just when I think I am getting ahead, somebody needs a new pair of glasses or a dental visit. Forget that my youngest is having growing spurts and needs a new wardrobe two or three times a [...]
Budgeting for a Better 2008
December 18, 2007
Do you make New Year’s resolutions? I used to, until I realized I usually blew it within the first 2-3 weeks. I hate making promises I cannot keep, even if the vows are only to me. However, I definitely need to do something, if I want to budget for a better 2008. A self-employed divorced [...]
Holiday Budgeting Tips from Ebenezer Scrooge
December 15, 2007
If you have seen/read The Christmas Carol, you already know that Scrooge is the Bad guy. Well, I contend that Scrooge is not all bad, and here is why: Yes, Scrooge could have put a little extra coal on the fire; he could have allowed Mr. Crachit a little more time off, and been more [...]
Christmas – Play Now, Pay Later
November 26, 2007
Christmas is a wonderful time of year! You look forward to the lights, the Christmas carols, the food, and the chance to be with family as you celebrate the reason for the season. However, along with all the festivities, the bills usually stack up during the holidays. For many, gift giving results in dread and [...]
Juggling Funds So Our Mortgage Check Won’t Bounce
October 30, 2007
Ever since my wife left her full-time job to stay at home with our son our bank account has looked a lot more bare towards the end of the month. Losing a salary has required us to pay better attention to our nickels and dimes so we can ensure all expenses are covered. Bye-Bye BufferMy [...]
Start Your Christmas Gift Fund in October to Avoid Holiday Debt
October 3, 2007
Although we haven’t even seen Halloween yet, let alone Thanksgiving, it’s not too early to start budgeting for Christmas. Make It Easier To SaveAre you paid twice a month? Then you have 6 paydays between now and Christmas. If your paycheck only comes once a month there are just three money days before the end of the [...]
