401(k) Loan – Is Borrowing from Your Retirement Smart?

In these tough economic times, it can be tempting to see your retirement account as an emergency fund. You can tap those assets when you are in a pinch. And, if you feel bad about it, you can get a 401(k) loan, so that you are essentially borrowing from yourself. Advantages to a 401(k) Loan […]

How to Choose a Financial Advisor

For the same reasons people bring their cars to mechanics and their taxes to CPAs, many who invest for their future do it with the help of a financial advisor. It could be a lack of time to do your own due diligence, or the inclination. Maybe it’s the idea that “most” financial advisors spend […]

How to Get Free Books Online

I love reading. I’m always looking for something new – or even not so new – to read. If you are serious about reading and about saving money, you can look for free books online. If you have an e-reader, it’s that much easier to download free books from some sources. Here are some ways […]

5 Home Maintenance Projects to Save You Money

It’s often said that when money is tight, maintenance is the first thing to go. When you own a home, skimping on maintenance in any way can lead to bigger – and much more expensive – problems later. Home maintenance truly comes within the old saying, an ounce of prevention is worth a pound of […]

Comparison of Delta’s American Express Cards

Traditionally, banks have offered items as cheap as toasters in order to entice customers to open a new account. But with the advent of reward credit cards, banks found out that offering a free flight was much more attractive to most of their customers. But eventually, earning frequent flier miles became just one of the […]

Good Investments in a Recession

Are there truly any good investments in a recession? On the surface, that may even seem like a ridiculous question. After all, recessions are characterized by falling asset values – stocks, real estate and even bonds can fall in price. So why would you want to be in risk type investments at all during a […]

4 Things You Can Learn from Your Mortgage Statement

Most of us, when we buy homes, use mortgages to make the purchase. However, it’s easy to lose track of how your mortgage payment breaks down, and what you’re really paying unless you look at your mortgage statement. Here are some things you can learn from your mortgage statement: 1. How Much of Your Payment Goes […]

Chase Hyatt Visa vs. Starwood Preferred Guest Card from American Express

Reward card users are typically concerned with earning airline tickets. And while the prospect of a free flight is very alluring, travelers to major cities might find that their hotel bill actually approaches or exceeds their transportation costs. Therefore, using a hotel rewards card can be a great way to reduce the cost of your […]

Why Income Security is the New Job Security

Until about a decade or so ago, employees were heavily concerned with job security. It’s not that that’s no longer a concern – it’s just that it’s so much harder to come by now. For this reason, income security has become the new job security. If it’s impossible to be guaranteed a job, then the […]

Why Catastrophic is Better than No Health Insurance at All

A lot of people are turned off by the very mention of catastrophic health insurance. It may be that some see it as inadequate coverage, while others see it as a mystery concept filled with unimagined traps. But is that the real truth? In most cases having catastrophic is better than having no health insurance […]

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