What to do When the Gas Bill Equals the Car Payment

A couple of days ago, I heard that the price of gas is expected to rise substantially in the near future. If you live in California, you may expect $4 a gallon or more. If you live in Hawaii, where the fuel has to be shipped in, you are probably paying that already, and wondering […]

The Blessing of Income Tax

Am I insane!  No one thinks giving a significant portion of their hard earned income is a blessing!  However, before you send someone out to put me in the loony bin, consider the following circumstances: The more money you make, the more income tax you are required to pay.  A blessing?  Yes, in a round-about […]

Are You Taxed by Your Taxes?

No one looks forward to paying taxes, unless they are 100% sure of getting a refund.  If so, the forms are filed the minute all the necessary paperwork has been received. On the other hand, the people who anticipate owing taxes generally wait until the last possible moment to file.  Thus, they are essentially taxed […]

Personal Finance Review – Holiday Roundup Edition

What makes the holiday season special?  In my opinion it’s who you spend it with, not how much you spend on it.  Contrary to what retailers would have you think, you can have a perfectly fulfilling holiday season without setting foot in a store or hitting any door buster sales. Thanks to the shopping on the […]

Cheer! It’s Tax Time Again!

You don’t cheer when it is time to do your income taxes? You wait until April 15th at 11:59 PM to mail your filing? What if the thought of paying your taxes did not have to make you hyperventilate? Tax season will be here before you know it, here are a few tips that might […]

Are You Ready for Christmas 2008?

Have I lost all sense of reason!  Christmas 2007 is barely history, and I have the audacity to ask if you are ready for Christmas 2008! We have spent several days talking about the stress and expense of the holiday season.  We have also shared many ideas on how to make Christmas special without having […]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control. Right now, get out your scissors and cut your way through to financial success. Although it […]

Selling on eBay After the Holidays

As you scurry around trying to finish your last minute gift shopping in the final days before Christmas, keep in mind that the next few days can be a great time to prepare to make some money on eBay.  The following four tips can help you make some extra money to help pay off those […]

Merry Mob Madness Mentality

A few days ago, I was watching a reality television program showing video footage of Black Friday shoppers in action. At first, I thought I was going to have to switch channels or turn off the set. As I watched in shock and disbelief people literally trampled each other to obtain a limited sale item. […]

Save Money with a Homemade Holiday this Christmas

I doubt anyone would contest the idea that Christmas is becoming more commercialized than in the past. Christmas decorations adorn the stores before Halloween has come and gone. For many people, the rush to start the holiday season did not bring warm feelings of holiday cheer. Instead, the mental cash register starts ringing and the […]

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