Phone Bills Too High? A Tax Refund Will Help Ease The Pain.
January 8, 2007
This is the one time that a big phone bill may work out to your advantage. The IRS is granting a tax refund to give back money collected for federal excise taxes on long-distance phone calls since 2003. It allows a standard refund you can claim on your tax return. According to an article in […]
FinanceSpirations – Working Hard and Spending Very Little
January 8, 2007
In the first submission for the contest, Iram shares her financial habits. Sounds like ING can be credited with motivating her to start saving. A variety of blogs have inspired her to avoid credit card debt. Her story is below, I’ve highlighted some parts that caught my eye. Iram, thanks for setting a good example […]
The 10 Worst Credit Card Mistakes College Students Make
January 8, 2007
Blueprint for Financial Prosperity had an article the other day about college students establishing credit by signing up for one of his favorite student cards. I’m glad I had a credit card in college, it helped me build up my credit score. However, in my time at school I saw many mistakes being made with […]
Win Free Financial Advice – Share Your FinanceSpirations!
January 6, 2007
Who inspired you financially in 2006? The blogosphere is full of financial wisdom and inspiration. Where did you find your most helpful tip or most inspiring article in 2006? I challenge you to let everyone know which site or article made a difference in your personal finances last year. Let’s highlight your successes and the […]
The Problem with Annual Pay Increases
January 6, 2007
How much extra pay did your efforts at work earn you last year ? What Incentive? I’m not sure how the 3.5% annual merit increase I received yesterday is supposed to motivate me to work hard in 2007. Don’t get me wrong, I’m grateful to have a steady job and that my pay is increasing […]
Carnival Roundup – Bringing in the New Year
January 5, 2007
It’s been a fun week, lots of good stuff to read to get us started off right in 2007. Most of the articles I contributed to Carnivals had a connection to the new year. I talked about the benefits of rebalancing your portfolio at the Carnival of Investing. The end of the year or start […]
Learn from Dick and Jane. Don’t Stop Investing, Don’t Be a Dick!
January 4, 2007
The Story Dick invested $2,000 a year from age 25 to 35, then stopped investing. Jane invested $2,000 a year from age 35 to age 65. When looking back at her gains she realized that even though she invested more than Dick and they both earned the same annual investment return of 8%, he ended […]
Caught Between Doctor and Health Insurer. What to Do?
January 4, 2007
A co-worker is stuck in the middle between his doctor and his health insurance company. He had a medical procedure in the spring of 2006. According to his doctor, the claim was filed with his insurance company three different times. According to his insurance company they never got the claim. The doctor is fed up, […]
How Discounting the Value of Your Home Could Keep You Out of Financial Trouble
January 3, 2007
In a comment on my post about the Dangers of Owning Your Own Home, Enough Wealth, pointed out that “home equity IS part of your net worth” and what you do with the realized value once its sold is irrelevant”. From a financial perspective I agree that the equity in your home does make up […]
The Dangers of Owning Your Own Home
January 2, 2007
Blueprint for Financial Prosperity is running a Devil’s Advocate series and his first article is Rent Forever, Don’t Buy A Home. We own our home and despite the repair work and property taxes he mentions, I’m glad we decided to buy our own place. However, there are two that mistakes I think it’s easy for […]
