FinanceSpirations – Working Hard and Spending Very Little

January 8, 2007

In the first submission for the contest, Iram shares her financial habits. Sounds like ING can be credited with motivating her to start saving. A variety of blogs have inspired her to avoid credit card debt.

Her story is below, I’ve highlighted some parts that caught my eye. Iram, thanks for setting a good example for the rest of us with your financially healthy habits, keep up the good work!

I have always paid attention to my finances. At age 25 I have a 4 flat investment property and a condo that I share with my boyfriend. We are both very frugal but I got my start when I learned about ING savings plan. I did not have rich parents, I paid my own way through college by working hard and spending very little. Needless to say, I didnt have the college life I would have liked to but at least I got out of college with 0 credit card debt. Reading different blogs on fiscal awareness and fitness, I have been able to maintain my 0 credit card debt by paying off my balance each month. I do energy audits on my own house, clip coupons, watch sales and generally try to lead an average life including saving more than I spend. I currently make about $50K at my job.


Vote for Iram to win the financial consultation by leaving her a comment about her story and check out the other entries here.


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Ben Edwards, the founder of Money Smart Life, saved up enough to buy a Nintendo back when he was 12 years old. When he used the money to buy shares of Wal-Mart stock instead, he knew he wasn't like the other kids... His addiction to personal finance has paid off for his family and now he's helping you to afford the life that you want. Check him out on the web at Google Plus, Twitter and Facebook.

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