How to Save Your Energy Dollars

Unless you live in someplace like Hawaii, your energy dollars will likely take a major hit during the winter season due to heating costs, and another slap in the summer, in order to keep your grass green. How can you save on you energy dollars, giving less to the utility company and keeping more money […]

Do NOT Tempt the Tax Man

Being self-employed as a work-at-home mom definitely has its perks. I can work early in the morning, or sleep in and work late at night. Also, since I am the boss, I can choose when to take time off or if I want to work overtime to get things done, so I can have a […]

What to do When the Gas Bill Equals the Car Payment

A couple of days ago, I heard that the price of gas is expected to rise substantially in the near future. If you live in California, you may expect $4 a gallon or more. If you live in Hawaii, where the fuel has to be shipped in, you are probably paying that already, and wondering […]

The Blessing of Income Tax

Am I insane!  No one thinks giving a significant portion of their hard earned income is a blessing!  However, before you send someone out to put me in the loony bin, consider the following circumstances: The more money you make, the more income tax you are required to pay.  A blessing?  Yes, in a round-about […]

Are You Taxed by Your Taxes?

No one looks forward to paying taxes, unless they are 100% sure of getting a refund.  If so, the forms are filed the minute all the necessary paperwork has been received. On the other hand, the people who anticipate owing taxes generally wait until the last possible moment to file.  Thus, they are essentially taxed […]

Cheer! It’s Tax Time Again!

You don’t cheer when it is time to do your income taxes? You wait until April 15th at 11:59 PM to mail your filing? What if the thought of paying your taxes did not have to make you hyperventilate? Tax season will be here before you know it, here are a few tips that might […]

Are You Ready for Christmas 2008?

Have I lost all sense of reason!  Christmas 2007 is barely history, and I have the audacity to ask if you are ready for Christmas 2008! We have spent several days talking about the stress and expense of the holiday season.  We have also shared many ideas on how to make Christmas special without having […]

Shred Your Credit Card Debt

So, you succumbed to the temptation and used your charge card to get you through the holidays.  Well, you can’t turn back the clock, nor stop the mailman from coming, but you can still exercise a little damage control. Right now, get out your scissors and cut your way through to financial success. Although it […]

Merry Mob Madness Mentality

A few days ago, I was watching a reality television program showing video footage of Black Friday shoppers in action. At first, I thought I was going to have to switch channels or turn off the set. As I watched in shock and disbelief people literally trampled each other to obtain a limited sale item. […]

Save Money with a Homemade Holiday this Christmas

I doubt anyone would contest the idea that Christmas is becoming more commercialized than in the past. Christmas decorations adorn the stores before Halloween has come and gone. For many people, the rush to start the holiday season did not bring warm feelings of holiday cheer. Instead, the mental cash register starts ringing and the […]

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